The FDIC National Survey of Unbanked and Underbanked Households supports the FDIC's commitment to expanding Americans' access to safe, secure, and affordable banking services, which is integral to the FDIC's mission of maintaining the stability of and public confidence in the U.S. financial system. Conducted biennially since 2009 partly in response to a statutory mandate, the survey is administered in partnership with the U.S. Census Bureau.
You can use this tool to explore the data from all years of the household survey.
Resources: Household Survey Home | Custom Chart Tool | FAQs
Instructions
To start, follow the prompts in the custom chart tool.
-
First, select the type of chart you wish to generate. You may choose from five types of charts. For each chart type, a chart and data table are
generated using the following default selections:
- Vertical Bar: Unbanked for Nation, 2021 by Family income
- Horizontal Bar: Unbanked for Nation, 2021 by Education
- Pie Chart: Unbanked for Nation, 2021
- Stacked Bar: Unbanked for Nation, 2021 by Age group
- Map: Unbanked for All States, 2021 (unbanked rates displayed)
-
After selecting a chart type, you will be directed to a new page that displays the following:
- Customize Chart Variables or Add Filter box that displays the default variables and filters used in the chart you selected, followed by Chart display options (for selected chart types).
- Chart based on the selected chart type and default selections
- Table that contains data used to create the displayed chart
-
You can customize the current chart by selecting different options in the
Customize Chart Variables or Add Filter box. Click Update
Chart when you are finished. The page will then refresh and display the updated chart and data table based on those selections.
- You may filter the data on up to two variables. For each filter selection, select a topic, variable, and the value(s) of the variable to filter on.
-
For the vertical, horizontal, and stacked bar chart types, additional customization and chart display options are available.
- To change the variable being displayed on the Y-axis (the household behavior or subject of interest), use the Y Topic and Y Variable drop down boxes. You may also use the Y Value selection window to select the categorical value(s) displayed on the chart.
- To change the variable on the X-axis (the subpopulation(s) of interest), use the X Topic and X Variable drop down boxes. You may also use the X Value selection window to select the categorical value(s) displayed on the chart. To include the estimate for all households, click the All Households checkbox.
- Click Rotate Bars to adjust the chart layout from vertical bars to horizontal bars, or vice versa.
- For vertical and horizontal bar charts, click Regroup Bars and Legend to switch the bars displayed on the X-axis with the variable displayed in the legend.
- To save the chart as a PDF, PNG, JPG, or SVG, click the appropriate file type next to Download As above the chart. To save the table as a PDF or spreadsheet (CSV), click the appropriate file type next to Download As above the table.
- To select a new chart type, click the desired chart type next to Change Chart Type at the top of the page.
Example:
Suppose you would like to create a pie chart. Begin by clicking Pie Chart on the survey homepage.
- Depicted is a screenshot showing the Custom Chart Tool. The description (in columnar format) reads: "To assess the inclusiveness of the banking systems, and in partial fulfillment of a statutory responsibility, the FDIC conducts biennial surveys of households to estimate the proportion of households that do not fully participate in the banking system. You can use this tool to explore the data from all National Household surveys conducted."
- Under these instructions are two links that are labeled: Custom Chart Tool Instructions and Frequently Asked Questions
- To the right of these instructions and the two links are five chart options and they are: Vertical Bar, Horizontal Bar, Pie Chart, Stacked Bar, and Map. Instructions are headlined over the top of the visual depictions of these graph types. Those instructions read: "Select the type of chart you wish to generate from the examples below. You will have the option to change the default variables and filter the data."
Custom Chart Tool
To assess the inclusiveness of the banking systems, and in partial fulfillment of a statutory responsibility, the FDIC conducts
biennial surveys of households to estimate the proportion of households that do not fully participate in the banking system.
You can use this tool to explore the data from all National Household surveys conducted.
A new page will generate with the Customize Chart Variables or Add Filter box that displays the default values, the default pie chart, and the data table. For the default pie chart, Year = 2021, Geography = National, Topic = Bank Account Ownership, Variable = Unbanked, and no filter is applied.
- Depicted is a screenshot showing the Custom Chart Variables or Add Filter Screen for the Chart Tool.
- The instructions read: "Once you've made your selects, click "Update Chart" to refine your data set.".
- Under the instructions are five dropdown lists. Reading left to right, the first row reads: Year, Topic: Bank Account Ownership, Filter Selection 1 Select Filter 1: Select Topic, Filter Selection 2 Select Filter 2: Select Topic. Row two reads: Geography: Select Area, Variable: Unbanked.
- The functional link button under the filtering selections reads: 'Update Chart'.
- Under the Update Chart button link there is text that reads: Chart Display Options with a button link that reads 'Create New Chart Type'.
- Under the 'Create New Chart Type' button link is an image of a pie chart depicting Unbanked for Nation, 2019 with the subtitle 'All households'.
- The pie chart shows (clockwise): Unbanked: 5.4%, Has bank account: 94.6%
- There are two link button options in the lower right; PDF and Export Chart.
- Under the pie chart is a table. The Title of the table is: Unbanked for Nation, 2019. The Subtitle is All households.
- The image of the table displays the following information:
- Row Variables, Number of Households (1000s),Number of Households (PCT), Unbanked, Has bank account
- The row header is All Households. The numbers across that are the intersections of the column headers and the row header are: All Households, 131248,100, 21.0, 5.4, 94.6
Customize Chart Variables or Add Filter
Unbanked for Nation, 2019
All
Households
| Number of Households (1000s) | Number of Households (PCT) | Unbanked | Has bank account | |
|---|---|---|---|---|
| All Households | 131248 | 100 | 5.4 | 94.6 |
Now suppose you want to create a pie chart of prepaid card use for Maryland only in 2021, among households with a college degree. Make those selections and click Update Chart.
- Depicted is a screenshot showing the Custom Chart Variables or Add Filter Screen for the Chart Tool.
- The instructions are: 'Once you've made your selections, click "Update Chart" to refine your data set'.
- Reading left to right, the first row reads: Year: 2019, Geography: Select Area: State, Select State: Maryland, Topic: Prepaid Cards, variable: Unbanked. Column three reads Filter Selection: Select Filter 1: Demographic, Select Variable 1 : Education, Select Value 1 : College degree.
- Under the filter list selections reads: 'Update Chart'.
- Under the Update Chart button link there is a button link options: Create New Chart Type
- Under the button link options there is a pie chart depicting Used prepaid card in past 12 months for Maryland, 2019 with the subtitle all households, Education is College degree.
- The pie chart shows (clockwise): yes: 10.7%, No: 89.3%
- There are two link button options in the lower right; PDF and Export Chart.
- Under the pie chart is a table. The Title of the table is:Used prepaid card in past 12 months for Maryland, 2019. The Subtitle is All households, Education is College degree.
- The image of the table displays the following information:
- Row Variables, Number of Households (1000s),Number of Households (PCT), Yes, No
- The row header is All Households. The numbers across that are the intersections of the column headers and the row header are: All Households, 1255,100, 21.0, 10.7, 89.3
Customize Chart Variables or Add Filter
Used prepaid card in past 12 months for Maryland, 2019
All Households,
Education is College degree
| Number of Households (1000s) | Number of Households (PCT) | Yes | No | |
|---|---|---|---|---|
| All Households | 1255 | 100 | 10.7 | 89.3 |
Now suppose you want to create a horizontal bar chart. Click Horizontal next to Change Chart Type at the top of the page to generate a new page with the Customize Chart Variables or Add Filter box that displays the default values, the default horizontal bar chart, and the data table. For the default horizontal bar chart, Year = 2021, Geography = National, Y Topic = Bank Account Ownership, Y Variable = Unbanked, X Topic = Demographic, X Variable = Education, and no filter is applied.
- Depicted is a screenshot showing the Custom Chart Variables or Add Filter Screen for the Chart Tool.
- The instructions are: 'Once you've made your selections, click "Update Chart" to refine your data set'.
- Under the instructions are seven dropdown lists. Reading left to right, the first row reads: Year: 2019, Geography: Select Area, National, Y Topic: Bank Account Ownership, Y variable: Unbanked, X Topic: Demographic, X Variable: Education. Column three reads Filter Selection: Select Filter: Select Topic.
- Under the filter list selections reads: 'Update Chart'.
- Under the Update Chart button link there are three button link options: 1) Regroup Bars and Legend, 2) Rotate Bars, and 3) Create New Chart Type
- This image was preceded by the note: Now suppose you want to create a horizontal bar chart of unbanked rates in 2019 by geographic region. Make those selections and click Update Chart.
- This chart displays the prior bar chart information by setting X Topic to "Geographic" and X Variable to "Geographic region"
- Under the button link options there is a rotated bar chart depicting Unbanked for Nation, 2019 by Geographic region with the subtitle All households.
-
There are two clusters of bars and they are:
- Unbanked: 21.4% 8.1% 4.3% 0.8%
- Has bank account: 78.6% 91.9% 95.7% 99.2%
- The legends are Northeast, Midwest, South, west (in that order, top to bottom, under each bar chart cluster)
- There are two link button options in the lower right; PDF and Export Chart
- Under the bar chart is a table. The Title of the table is: Unbanked for Nation, 2019 by Geographic region with the subtitle All households.
- The image of the table displays the following information:
- Column Labels are: Number of Households (1000s) Number of Households (PCT), Unbanked, Has bank account.
- All Households numbers are: 131248 100 5.4 94.6
- Row Labels are: Geographic region(PCT) Northeast, Midwest, South, west
-
The intersection of rows and columns are as follows:
- Northeast: 22622 100 4.7 95.3
- Midwest: 28297 100 5.0 95.0
- South: 50328 100 6.2 93.8
- West: 30000 100 4.9 95.1
- There are two link button options in the lower right; PDF and Export Table
Customize Chart Variables or Add Filter
Unbanked for Nation, 2019 by Education
All
Households
| Number of Households (1000s) | Number of Households (PCT) | Unbanked | Has bank account | |||
|---|---|---|---|---|---|---|
| All Households | 131248 | 100 | 5.4 | 94.6 | ||
| Education (PCT) | ||||||
| No high school diploma | 11392 | 100 | 21.4 | 78.6 | ||
| High school diploma | 32659 | 100 | 8.1 | 91.9 | ||
| Some college | 37165 | 100 | 4.3 | 95.7 | ||
| College degree | 50032 | 100 | 0.8 | 99.2 | ||
Now suppose you want to create a horizontal bar chart of unbanked rates in 2021 by geographic region. Make those selections and click Update Chart.
Customize Chart Variables or Add Filter
Unbanked for Nation, 2019 by Geographic region
All
Households
| Number of Households (1000s) | Number of Households (PCT) | Unbanked | Has bank account | |||
|---|---|---|---|---|---|---|
| All Households | 131248 | 100 | 5.4 | 94.6 | ||
| Geographic region (PCT) | ||||||
| Northeast | 22622 | 100 | 4.7 | 95.3 | ||
| Midwest | 28297 | 100 | 5.0 | 95.0 | ||
| South | 50328 | 100 | 6.2 | 93.8 | ||
| West | 30000 | 100 | 4.9 | 95.1 | ||
If you would like to see the same information as a vertical bar chart, click Rotate Bars.
Customize Chart Variables or Add Filter
Unbanked for Nation, 2019 by Geographic region
All
Households
| Number of Households (1000s) | Number of Households (PCT) | Unbanked | Has bank account | |||
|---|---|---|---|---|---|---|
| All Households | 131248 | 100 | 5.4 | 94.6 | ||
| Geographic region (PCT) | ||||||
| Northeast | 22622 | 100 | 4.7 | 95.3 | ||
| Midwest | 28297 | 100 | 5.0 | 95.0 | ||
| South | 50328 | 100 | 6.2 | 93.8 | ||
| West | 30000 | 100 | 4.9 | 95.1 | ||
If you would like to regroup the bars, which switches the bars displayed on the X-axis with the variable displayed in the legend, click Regroup Bars and Legend. This feature is available only for vertical and horizontal bar charts.
Customize Chart Variables or Add Filter
Unbanked for Nation, 2019 by Denied bank credit in past 12 months
All
Households
| Number of Households (1000s) | Number of Households (PCT) | Unbanked | Has bank account | |||
|---|---|---|---|---|---|---|
| All Households | 131248 | 100 | 5.4 | 94.6 | ||
| Geographic region (PCT) | ||||||
| Northeast | 22622 | 100 | 4.7 | 95.3 | ||
| Midwest | 28297 | 100 | 5.0 | 95.0 | ||
| South | 50328 | 100 | 6.2 | 93.8 | ||
| West | 30000 | 100 | 4.9 | 95.1 | ||
If you want to use the chart that you have created in a presentation or report, save the chart as a PDF, PNG, JPG, or SVG by clicking the appropriate file type next to Download As above the chart. You may also save the table as a PDF or spreadsheet (CSV) by clicking the appropriate file type next to Download As above the table.
For additional information, please see the Custom Chart Tool Frequently Asked Questions. You may also submit a question or a request for technical support.