Data Downloads and Related Documentation

Featured below and available for download are raw datasets for the 2009, 2011, 2013, 2015 and 2017 National Surveys of Unbanked and Underbanked Households. The FDIC code used to generate all analysis datasets from the raw (unedited) Census files is available inside the zip files, as is a data dictionary summarizing all analysis variables and comparability across survey years. Each zip file also contains a sample SAS, Stata, and R program to read in the CSV data.

Public-use Current Population Survey (CPS) Unbanked/Underbanked supplement files from January 2009, June 2011, June 2013, June 2015 and June 2017 are available for download. Raw (unedited) data and documentation may be downloaded via FTP from the Census Bureau. Replicate weights to support balanced repeated replication variance estimates are also available. See Census’ CPS website for additional detail on survey methodology and other documentation. For information on analytic variables created from the CPS data, see the data dictionary.

In addition, household-level analysis datasets containing the variables described in the 2009, 2011, 2013, 2015 and 2017 FDIC published reports on Unbanked and Underbanked Households are available below, along with relevant documentation.


2009-2017 Multi-Year Analysis Dataset

The 2009-2017 Multi-Year Analysis Dataset contains analysis variables from the 2009, 2011, 2013, 2015, and 2017 surveys. As detailed in the data dictionary, many of these variables are comparable over time and are central to the analyses described in the FDIC National Survey of Unbanked and Underbanked Households reports.

The multiyear data set contains single-year weights over time for comparison and also five-year weights for 2009-2013, 2011-2015, and 2013-2017 to generate five-year averaged estimates. As the five-year estimate windows overlap currently they should not be used for comparison but can be used to generate estimates for smaller geographies/subpopulations with insufficient sample size to generate estimates in any one year.


Yearly Analysis Datasets

The yearly analysis household-level datasets include the raw (unedited) variables from the base CPS and Unbanked/Underbanked Supplement, in addition to the relevant analysis variables as described in the data dictionary below.

Year Data Download Documentation
2017 download2017 Analysis - ZIP download2017 Survey Questionnaire - PDF (PDF Help)
2015 download2015 Analysis - ZIP download2015 Survey Questionnaire - PDF (PDF Help)
2013 download2013 Analysis - ZIP download2013 Survey Questionnaire - PDF (PDF Help)
2011 download2011 Analysis - ZIP download2011 Survey Questionnaire - PDF (PDF Help)
2009 download2009 Analysis - ZIP download2009 Survey Questionnaire - PDF (PDF Help)