The FDIC provides research, data and additional resources for consumers, banks, policymakers and others regarding issues related to underserved populations and the use of alternative financial services. A number of government entities also produce resources designed to inform decision-making on economic inclusion and related topics.
FDIC Research & Publications
- Assessing the Economic Inclusion Potential of Mobile Financial Services
- FDIC Youth Savings Account Pilot Program
- Microenterprise Development: A Primer
- Alternative Financial Services: A Primer
- Award-Winning Practices to Serve Lower Income Consumers
- A Template for Success: The FDIC's Small Dollar Loan Pilot Program
- The FDIC's Small-Dollar Loan Pilot Program: A Case Study after One Year
- An Introduction to the FDIC's Small-Dollar Loan Pilot Program
- The FDIC Study of Bank Overdraft Programs
- Building Assets, Building Relationships: Bank Strategies for Encouraging Lower-Income Households to Save
- Banking on Financial Education
- Money Smart News Success Stories
- Individual Development Accounts and Banks: A Solid “Match”
Other Government Resources
- Mymoney.gov is dedicated to teaching all Americans the basics about financial education, and was developed by the Financial Literacy and Education Commission.
- The Community Affairs program of the Federal Reserve System works to address financial services issues affecting low- and moderate-income persons and communities.
- Among its responsibilities, the Consumer Financial Protection Bureau conducts research and provides consumers with information about financial services.
- A variety of publicly-sponsored surveys ask questions related to the unbanked and underbanked, including the Survey of Consumer Finances, the Survey of Income and Program Participation, and the Panel Study of Income Dynamics.