Unbanked Rates by Year for Not in MSA or MSA code not reported

Characteristics 2011 (Percent) 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 8.8 8.0 7.2 (6.6, 7.8) -0.8* (-1.7, 0.0)
Family income
Less than $15,000 27.4 25.3 22.1 (19.7, 24.8) -3.2* (-6.2, -0.1)
$15,000 to $30,000 8.7 8.9 8.5 (7.5, 9.6) -0.5 (-2.1, 1.2)
$30,000 to $50,000 4.1 3.8 3.6 (2.8, 4.5) -0.2 (-1.4, 0.9)
$50,000 to $75,000 1.3 1.1 2.2 (1.5, 3.0) 1.0* (0.1, 1.9)
At least $75,000 0.6 0.4 0.8 (0.5, 1.3) 0.4 (-0.2, 0.9)
Education
No high school diploma 22.5 20.5 19.6 (17.0, 22.4) -0.9 (-4.4, 2.6)
High school diploma 10.1 9.7 8.4 (7.4, 9.4) -1.4 (-2.8, 0.1)
Some college 5.7 4.9 4.4 (3.7, 5.1) -0.5 (-1.6, 0.5)
College degree 0.8 1.0 1.6 (1.1, 2.2) 0.5 (-0.2, 1.2)
Age group
15 to 24 years 19.1 19.2 12.4 (9.7, 15.8) -6.8* (-12.1, -1.5)
25 to 34 years 16.1 14.6 11.3 (9.7, 13.2) -3.2* (-5.8, -0.6)
35 to 44 years 10.6 9.5 12.2 (10.3, 14.4) 2.7* (0.2, 5.1)
45 to 54 years 8.7 9.7 7.9 (6.7, 9.4) -1.7 (-3.6, 0.1)
55 to 64 years 5.8 4.7 5.8 (4.8, 6.9) 1.0 (-0.4, 2.4)
65 years or more 4.0 3.3 2.3 (1.8, 3.1) -0.9* (-1.8, -0.1)
Race/Ethnicity
Black 28.9 26.4 23.2 (19.7, 27.2) -3.1 (-7.8, 1.5)
Hispanic 25.8 19.2 19.7 (14.6, 26.0) 0.5 (-6.4, 7.4)
Asian 3.6 2.6 3.2 (0.9, 11.2) 0.6 (-4.5, 5.8)
White 5.5 5.1 4.7 (4.2, 5.2) -0.5 (-1.2, 0.2)
Other 19.2 18.3 15.2 (11.8, 19.4) -3.1 (-10.1, 3.8)
Disability status
Disabled, age 25 to 64 19.3 18.6 17.8 (15.7, 20.3) -0.8 (-3.9, 2.3)
Not disabled, age 25 to 64 7.9 7.2 6.8 (6.1, 7.7) -0.4 (-1.5, 0.6)
Not applicable (not age 25 to 64) 6.6 5.6 3.9 (3.2, 4.7) -1.7* (-2.9, -0.6)
Employment status
Employed 5.8 5.8 5.3 (4.7, 6.0) -0.5 (-1.4, 0.4)
Unemployed 27.0 23.9 26.0 (20.9, 31.8) 2.0 (-5.0, 9.1)
Not in labor force 11.0 9.7 8.2 (7.2, 9.3) -1.5* (-2.8, -0.1)
Homeownership
Homeowner 4.0 3.8 3.4 (3.0, 4.0) -0.4 (-1.1, 0.4)
Non-homeowner 21.3 19.3 15.8 (14.3, 17.5) -3.5* (-5.8, -1.2)
Household type
Married couple 3.8 3.7 3.7 (3.1, 4.4) -0.1 (-0.9, 0.8)
Unmarried female-headed family 23.5 19.7 16.3 (14.0, 19.0) -3.3* (-6.6, -0.1)
Unmarried male-headed family 14.0 12.1 11.6 (8.7, 15.3) -0.5 (-4.7, 3.7)
Female individual 8.2 8.7 6.7 (5.5, 8.0) -2.0* (-3.8, -0.2)
Male individual 12.6 11.2 10.2 (8.9, 11.8) -1.0 (-3.1, 1.1)
Other NA NA NA NA NA NA
Nativity
U.S.-born 8.4 7.6 6.7 (6.1, 7.4) -0.9* (-1.7, -0.1)
Foreign-born citizen 4.6 5.0 5.6 (2.7, 11.3) 0.6 (-4.6, 5.7)
Foreign-born non-citizen 27.9 26.0 27.0 (18.5, 37.4) 0.9 (-9.8, 11.7)
Spanish only language spoken
Spanish is not only language spoken 8.7 7.8 7.0 (6.4, 7.6) -0.8 (-1.6, 0.0)
Spanish is only language spoken NA NA NA NA NA NA
Metropolitan status
Metropolitan area - principal city NA NA 8.3 (5.1, 13.2) NA NA
Metropolitan area - balance 8.2 6.4 4.7 (2.4, 9.1) -1.7 (-6.6, 3.1)
Not in metropolitan area 9.2 8.5 7.7 (6.9, 8.5) -0.8 (-1.8, 0.2)
Not identified 7.4 6.2 5.6 (4.8, 6.5) -0.7 (-2.0, 0.7)


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.