Underbanked Rates by Year for Baltimore-Columbia-Towson, MD

Characteristics 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 25.4 21.1 (17.0, 26.0) -4.3 (-9.8, 1.2)
Family income
Less than $15,000 NA NA NA NA NA
$15,000 to $30,000 NA NA NA NA NA
$30,000 to $50,000 NA NA NA NA NA
$50,000 to $75,000 NA NA NA NA NA
At least $75,000 19.1 16.2 (10.9, 23.3) -2.9 (-10.8, 5.0)
Education
No high school diploma NA NA NA NA NA
High school diploma 26.5 NA NA NA NA
Some college 36.2 NA NA NA NA
College degree 15.4 NA NA NA NA
Age group
15 to 24 years NA NA NA NA NA
25 to 34 years NA NA NA NA NA
35 to 44 years NA NA NA NA NA
45 to 54 years 33.9 NA NA NA NA
55 to 64 years NA NA NA NA NA
65 years or more NA NA NA NA NA
Race/Ethnicity
Black 40.7 NA NA NA NA
Hispanic NA NA NA NA NA
Asian NA NA NA NA NA
White 16.4 15.0 (10.3, 21.4) -1.4 (-8.1, 5.2)
Disability status
Disabled, age 25 to 64 NA NA NA NA NA
Not disabled, age 25 to 64 26.9 19.4 (14.2, 25.8) -7.5* (-14.2, -0.9)
Not applicable (not age 25 to 64) 14.9 NA NA NA NA
Employment status
Employed 27.8 17.9 (12.3, 25.4) -9.8* (-17.1, -2.6)
Unemployed NA NA NA NA NA
Not in labor force 22.0 NA NA NA NA
Homeownership
Homeowner 18.1 19.1 (14.3, 24.9) 0.9 (-5.3, 7.2)
Non-homeowner 37.5 NA NA NA NA
Household type
Married couple 19.1 19.7 (14.2, 26.7) 0.6 (-7.0, 8.2)
Unmarried female-headed family NA NA NA NA NA
Unmarried male-headed family NA NA NA NA NA
Female individual NA NA NA NA NA
Male individual NA NA NA NA NA
Nativity
U.S.-born 23.1 18.3 (13.8, 23.8) -4.8 (-10.8, 1.2)
Foreign-born citizen NA NA NA NA NA
Foreign-born non-citizen NA NA NA NA NA
Spanish only language spoken
Spanish is not only language spoken 24.9 21.2 (17.0, 26.1) -3.7 (-9.2, 1.8)
Spanish is only language spoken NA NA NA NA NA
Metropolitan status
Metropolitan area - principal city NA NA NA NA NA
Metropolitan area - balance 25.0 22.0 (16.5, 28.6) -3.1 (-10.0, 3.8)


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.