Underbanked Rates by Year for Boston-Cambridge-Newton, MA-NH~

Characteristics 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 15.3 18.0 (14.6, 22.0) 2.7 (-1.9, 7.3)
Family income
Less than $15,000 NA NA NA NA NA
$15,000 to $30,000 NA NA NA NA NA
$30,000 to $50,000 NA NA NA NA NA
$50,000 to $75,000 16.0 NA NA NA NA
At least $75,000 10.6 12.1 (8.8, 16.5) 1.5 (-3.8, 6.9)
Education
No high school diploma NA NA NA NA NA
High school diploma 19.7 24.0 (16.9, 33.0) 4.3 (-5.6, 14.2)
Some college 25.3 21.3 (15.5, 28.6) -3.9 (-14.2, 6.4)
College degree 9.4 11.3 (8.0, 15.6) 1.9 (-2.9, 6.7)
Age group
15 to 24 years NA NA NA NA NA
25 to 34 years NA NA NA NA NA
35 to 44 years 20.9 NA NA NA NA
45 to 54 years 20.5 18.3 (12.8, 25.6) -2.2 (-11.0, 6.6)
55 to 64 years 8.0 14.8 (9.6, 22.1) 6.9 (0.0, 13.7)
65 years or more 6.1 13.9 (8.2, 22.5) 7.7 (-0.2, 15.7)
Race/Ethnicity
Black NA NA NA NA NA
Hispanic NA NA NA NA NA
Asian NA NA NA NA NA
White 10.9 11.4 (8.7, 14.7) 0.5 (-3.4, 4.3)
Other NA NA NA NA NA
Disability status
Disabled, age 25 to 64 NA NA NA NA NA
Not disabled, age 25 to 64 16.4 18.8 (14.9, 23.4) 2.3 (-3.0, 7.6)
Not applicable (not age 25 to 64) 9.3 13.4 (8.1, 21.4) 4.1 (-4.1, 12.3)
Employment status
Employed 17.9 19.2 (15.5, 23.6) 1.3 (-4.2, 6.8)
Unemployed NA NA NA NA NA
Not in labor force 9.3 15.6 (9.5, 24.6) 6.3 (-2.0, 14.7)
Homeownership
Homeowner 10.8 11.0 (8.2, 14.5) 0.2 (-4.0, 4.4)
Non-homeowner 25.4 28.7 (22.5, 35.8) 3.3 (-6.9, 13.4)
Household type
Married couple 11.5 14.7 (10.5, 20.0) 3.1 (-2.5, 8.8)
Unmarried female-headed family NA NA NA NA NA
Unmarried male-headed family NA NA NA NA NA
Female individual 15.5 13.2 (7.8, 21.5) -2.3 (-11.6, 7.0)
Male individual 12.3 NA NA NA NA
Nativity
U.S.-born 13.3 11.4 (8.7, 14.8) -1.8 (-5.6, 1.9)
Foreign-born citizen NA NA NA NA NA
Foreign-born non-citizen NA NA NA NA NA
Spanish only language spoken
Spanish is not only language spoken 15.4 18.0 (14.6, 22.0) 2.6 (-2.0, 7.2)
Spanish is only language spoken NA NA NA NA NA
Metropolitan status
Metropolitan area - principal city 24.8 27.0 (17.5, 39.3) 2.2 (-10.8, 15.3)
Metropolitan area - balance 12.6 15.0 (12.2, 18.5) 2.5 (-1.4, 6.4)
Not identified NA NA NA NA NA


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.