Underbanked Rates by Year for Chicago-Naperville-Elgin, IL-IN-WI

Characteristics 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 13.5 14.3 (12.2, 16.7) 0.8 (-2.4, 4.0)
Family income
Less than $15,000 NA NA NA NA NA
$15,000 to $30,000 17.7 NA NA NA NA
$30,000 to $50,000 16.0 22.1 (16.4, 29.1) 6.1 (-1.7, 13.8)
$50,000 to $75,000 11.6 13.5 (9.0, 19.8) 1.9 (-4.8, 8.5)
At least $75,000 8.1 8.3 (5.9, 11.5) 0.2 (-3.7, 4.0)
Education
No high school diploma NA NA NA NA NA
High school diploma 17.3 17.0 (12.9, 22.1) -0.2 (-7.2, 6.7)
Some college 16.0 12.4 (9.0, 16.8) -3.6 (-9.2, 2.0)
College degree 7.8 12.3 (9.6, 15.7) 4.5* (0.8, 8.2)
Age group
15 to 24 years NA NA NA NA NA
25 to 34 years 17.0 18.9 (13.9, 25.1) 1.8 (-5.6, 9.2)
35 to 44 years 21.5 9.2 (5.0, 16.2) -12.3* (-19.8, -4.8)
45 to 54 years 12.6 18.2 (13.2, 24.6) 5.5 (-1.7, 12.8)
55 to 64 years 7.8 12.9 (8.9, 18.3) 5.0 (-0.5, 10.5)
65 years or more 10.6 10.0 (6.9, 14.2) -0.6 (-6.0, 4.7)
Race/Ethnicity
Black 22.5 20.3 (14.7, 27.4) -2.2 (-11.2, 6.9)
Hispanic 27.8 NA NA NA NA
Asian NA NA NA NA NA
White 7.7 9.3 (7.3, 11.8) 1.6 (-1.2, 4.5)
Other NA NA NA NA NA
Disability status
Disabled, age 25 to 64 NA NA NA NA NA
Not disabled, age 25 to 64 13.6 14.4 (11.6, 17.7) 0.8 (-3.4, 5.0)
Not applicable (not age 25 to 64) 9.8 12.4 (9.2, 16.5) 2.6 (-2.4, 7.5)
Employment status
Employed 13.4 15.5 (12.7, 18.9) 2.2 (-2.0, 6.3)
Unemployed NA NA NA NA NA
Not in labor force 15.3 11.2 (8.2, 15.0) -4.1 (-9.1, 0.9)
Homeownership
Homeowner 10.3 8.6 (6.7, 10.9) -1.6 (-4.9, 1.6)
Non-homeowner 20.0 25.5 (20.9, 30.8) 5.5 (-0.7, 11.6)
Household type
Married couple 13.3 9.3 (6.9, 12.3) -4.0 (-8.2, 0.2)
Unmarried female-headed family 18.8 NA NA NA NA
Unmarried male-headed family NA NA NA NA NA
Female individual 11.5 17.3 (12.3, 23.9) 5.9 (-1.2, 13.0)
Male individual 12.2 20.3 (15.1, 26.8) 8.1* (0.7, 15.5)
Nativity
U.S.-born 12.1 12.4 (10.1, 15.0) 0.3 (-3.1, 3.7)
Foreign-born citizen NA NA NA NA NA
Foreign-born non-citizen NA NA NA NA NA
Spanish only language spoken
Spanish is not only language spoken 13.4 14.0 (11.9, 16.4) 0.6 (-2.6, 3.8)
Spanish is only language spoken NA NA NA NA NA
Metropolitan status
Metropolitan area - principal city 13.7 15.2 (11.7, 19.5) 1.5 (-3.6, 6.6)
Metropolitan area - balance 13.3 13.0 (10.4, 16.1) -0.4 (-4.6, 3.9)
Not identified NA NA NA NA NA


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.