Underbanked Rates by Year for New York-Newark-Jersey City, NY-NJ-PA~

Characteristics 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 19.5 21.0 (19.4, 22.7) 1.6 (-0.8, 3.9)
Family income
Less than $15,000 17.3 23.7 (18.8, 29.4) 6.4* (0.4, 12.4)
$15,000 to $30,000 24.2 27.1 (21.2, 33.9) 2.9 (-6.0, 11.7)
$30,000 to $50,000 22.2 27.0 (22.5, 32.0) 4.8 (-2.1, 11.6)
$50,000 to $75,000 22.1 21.7 (17.6, 26.4) -0.4 (-7.1, 6.3)
At least $75,000 16.5 15.3 (13.1, 17.8) -1.1 (-4.6, 2.3)
Education
No high school diploma 22.8 26.0 (20.5, 32.4) 3.3 (-4.6, 11.1)
High school diploma 20.4 25.6 (22.1, 29.5) 5.3* (0.3, 10.2)
Some college 21.9 23.6 (19.7, 28.0) 1.7 (-4.2, 7.6)
College degree 16.6 15.5 (13.3, 18.0) -1.1 (-4.6, 2.4)
Age group
15 to 24 years NA NA NA NA NA
25 to 34 years 16.1 22.2 (17.9, 27.2) 6.1 (-0.3, 12.6)
35 to 44 years 25.7 21.0 (17.0, 25.6) -4.7 (-11.1, 1.7)
45 to 54 years 19.7 22.6 (18.3, 27.6) 2.9 (-3.2, 9.0)
55 to 64 years 20.1 23.7 (20.1, 27.9) 3.7 (-2.5, 9.8)
65 years or more 15.8 17.6 (14.4, 21.3) 1.8 (-2.7, 6.4)
Race/Ethnicity
Black 33.4 34.2 (29.5, 39.2) 0.8 (-6.2, 7.7)
Hispanic 28.2 30.1 (25.3, 35.5) 1.9 (-5.3, 9.1)
Asian 14.7 18.0 (13.4, 23.8) 3.3 (-3.6, 10.3)
White 12.1 13.1 (11.1, 15.4) 1.0 (-1.9, 3.8)
Other NA NA NA NA NA
Disability status
Disabled, age 25 to 64 NA NA NA NA NA
Not disabled, age 25 to 64 20.2 22.5 (20.4, 24.7) 2.2 (-1.0, 5.5)
Not applicable (not age 25 to 64) 16.8 17.3 (14.3, 20.9) 0.5 (-3.5, 4.6)
Employment status
Employed 21.2 21.9 (19.7, 24.4) 0.7 (-2.8, 4.2)
Unemployed NA NA NA NA NA
Not in labor force 16.0 18.6 (15.9, 21.6) 2.6 (-1.2, 6.4)
Homeownership
Homeowner 15.3 17.2 (15.1, 19.6) 1.9 (-1.2, 5.0)
Non-homeowner 23.8 24.6 (21.8, 27.6) 0.8 (-2.9, 4.4)
Household type
Married couple 18.5 19.4 (17.1, 21.9) 0.9 (-2.6, 4.3)
Unmarried female-headed family 22.6 29.4 (24.0, 35.5) 6.8 (-1.1, 14.7)
Unmarried male-headed family NA NA NA NA NA
Female individual 18.1 18.4 (14.9, 22.6) 0.3 (-5.4, 6.0)
Male individual 18.1 17.9 (14.0, 22.6) -0.2 (-5.9, 5.6)
Other NA NA NA NA NA
Nativity
U.S.-born 14.7 17.5 (15.6, 19.6) 2.8* (0.2, 5.3)
Foreign-born citizen 27.6 26.8 (22.6, 31.4) -0.8 (-7.1, 5.6)
Foreign-born non-citizen 29.1 28.6 (23.5, 34.3) -0.5 (-8.0, 7.0)
Spanish only language spoken
Spanish is not only language spoken 19.4 20.7 (19.1, 22.4) 1.3 (-1.1, 3.7)
Spanish is only language spoken NA NA NA NA NA
Metropolitan status
Metropolitan area - principal city 24.5 28.0 (25.2, 30.9) 3.5 (-0.6, 7.6)
Metropolitan area - balance 14.5 15.0 (12.9, 17.4) 0.5 (-2.5, 3.4)
Not identified NA NA NA NA NA


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.