Underbanked Rates by Year for Not in MSA or MSA code not reported

Characteristics 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 20.8 21.1 (20.0, 22.2) 0.3 (-1.1, 1.7)
Family income
Less than $15,000 24.1 23.8 (21.7, 26.1) -0.2 (-3.2, 2.8)
$15,000 to $30,000 23.7 24.2 (22.4, 26.1) 0.5 (-2.1, 3.2)
$30,000 to $50,000 22.1 23.2 (21.0, 25.6) 1.1 (-1.6, 3.9)
$50,000 to $75,000 19.7 20.6 (18.4, 22.9) 0.9 (-2.0, 3.8)
At least $75,000 14.0 13.4 (12.0, 15.0) -0.6 (-2.8, 1.5)
Education
No high school diploma 22.6 24.6 (22.2, 27.1) 2.0 (-1.4, 5.4)
High school diploma 20.9 22.3 (20.8, 24.0) 1.4 (-0.6, 3.4)
Some college 24.6 23.1 (21.3, 24.9) -1.5 (-4.1, 1.0)
College degree 14.1 14.0 (12.4, 15.7) -0.1 (-2.2, 2.1)
Age group
15 to 24 years 29.9 30.1 (26.0, 34.6) 0.2 (-6.3, 6.7)
25 to 34 years 24.3 22.5 (20.4, 24.8) -1.9 (-4.9, 1.2)
35 to 44 years 28.8 26.3 (23.7, 29.0) -2.5 (-6.1, 1.0)
45 to 54 years 23.0 25.2 (23.0, 27.6) 2.2 (-0.5, 4.9)
55 to 64 years 19.4 21.1 (19.1, 23.3) 1.7 (-1.0, 4.5)
65 years or more 12.6 13.7 (12.3, 15.3) 1.1 (-0.9, 3.0)
Race/Ethnicity
Black 32.9 33.1 (29.0, 37.3) 0.1 (-5.3, 5.6)
Hispanic 29.5 31.3 (26.2, 36.8) 1.7 (-5.2, 8.6)
Asian 23.6 23.5 (15.5, 34.0) -0.1 (-11.8, 11.6)
White 18.6 19.1 (18.0, 20.3) 0.5 (-1.0, 2.0)
Other 29.8 24.6 (20.3, 29.5) -5.2 (-12.6, 2.2)
Disability status
Disabled, age 25 to 64 30.3 30.7 (28.2, 33.4) 0.5 (-3.2, 4.1)
Not disabled, age 25 to 64 22.1 21.9 (20.6, 23.3) -0.1 (-1.9, 1.6)
Not applicable (not age 25 to 64) 15.2 16.2 (14.7, 17.7) 1.0 (-1.0, 3.0)
Employment status
Employed 22.4 22.2 (21.0, 23.4) -0.3 (-1.9, 1.4)
Unemployed 26.7 24.9 (19.9, 30.6) -1.8 (-8.9, 5.3)
Not in labor force 18.0 19.3 (17.8, 20.9) 1.3 (-0.7, 3.3)
Homeownership
Homeowner 17.6 18.0 (16.8, 19.2) 0.3 (-1.2, 1.9)
Non-homeowner 29.2 28.2 (26.5, 30.0) -1.0 (-3.5, 1.5)
Household type
Married couple 18.4 19.2 (17.9, 20.6) 0.8 (-1.1, 2.6)
Unmarried female-headed family 32.4 29.4 (26.6, 32.4) -3.0 (-6.8, 0.8)
Unmarried male-headed family 30.6 31.3 (27.0, 35.9) 0.7 (-5.4, 6.8)
Female individual 17.2 19.1 (17.0, 21.4) 1.9 (-1.1, 4.8)
Male individual 20.9 20.1 (18.2, 22.1) -0.8 (-3.4, 1.8)
Other NA NA NA NA NA
Nativity
U.S.-born 20.5 20.7 (19.6, 21.8) 0.1 (-1.3, 1.6)
Foreign-born citizen 25.2 25.6 (18.4, 34.5) 0.4 (-10.8, 11.7)
Foreign-born non-citizen 27.4 33.2 (25.3, 42.2) 5.9 (-4.3, 16.1)
Spanish only language spoken
Spanish is not only language spoken 20.8 21.1 (20.0, 22.2) 0.3 (-1.1, 1.7)
Spanish is only language spoken NA NA NA NA NA
Metropolitan status
Metropolitan area - principal city NA 22.1 (18.1, 26.7) NA NA
Metropolitan area - balance 16.3 19.4 (14.5, 25.3) 3.1 (-3.5, 9.7)
Not in metropolitan area 21.0 21.4 (20.1, 22.8) 0.5 (-1.3, 2.2)
Not identified 20.4 19.8 (17.8, 22.0) -0.6 (-3.1, 1.9)


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.