Underbanked Rates by Year for Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

Characteristics 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 21.7 19.0 (15.8, 22.6) -2.7 (-7.4, 2.0)
Family income
Less than $15,000 33.7 NA NA NA NA
$15,000 to $30,000 26.3 NA NA NA NA
$30,000 to $50,000 22.6 27.2 (19.0, 37.3) 4.6 (-7.3, 16.6)
$50,000 to $75,000 21.7 18.4 (12.6, 26.2) -3.2 (-12.8, 6.3)
At least $75,000 14.1 13.6 (10.1, 18.1) -0.4 (-5.8, 5.0)
Education
No high school diploma NA NA NA NA NA
High school diploma 21.5 16.3 (11.5, 22.7) -5.2 (-12.7, 2.2)
Some college 22.2 26.8 (19.6, 35.6) 4.6 (-5.9, 15.1)
College degree 18.4 15.3 (11.2, 20.6) -3.1 (-9.8, 3.7)
Age group
15 to 24 years NA NA NA NA NA
25 to 34 years 22.8 29.9 (21.2, 40.4) 7.1 (-5.1, 19.3)
35 to 44 years 29.5 28.2 (20.3, 37.6) -1.3 (-12.8, 10.1)
45 to 54 years 24.7 23.9 (16.8, 32.7) -0.9 (-10.8, 9.1)
55 to 64 years 20.2 12.0 (7.9, 17.7) -8.2 (-16.5, 0.0)
65 years or more 14.2 8.5 (5.2, 13.8) -5.7 (-12.4, 1.1)
Race/Ethnicity
Black 32.6 25.7 (17.2, 36.5) -6.9 (-18.6, 4.8)
Hispanic NA NA NA NA NA
Asian NA NA NA NA NA
White 16.9 14.1 (11.4, 17.4) -2.8 (-7.5, 1.9)
Other NA NA NA NA NA
Disability status
Disabled, age 25 to 64 NA NA NA NA NA
Not disabled, age 25 to 64 22.2 21.1 (17.5, 25.2) -1.1 (-6.2, 4.1)
Not applicable (not age 25 to 64) 14.7 10.3 (6.2, 16.5) -4.4 (-11.3, 2.6)
Employment status
Employed 22.1 20.4 (16.7, 24.7) -1.7 (-7.4, 4.0)
Unemployed NA NA NA NA NA
Not in labor force 19.6 16.0 (11.5, 21.7) -3.6 (-10.7, 3.5)
Homeownership
Homeowner 16.2 16.0 (12.8, 19.8) -0.2 (-4.9, 4.4)
Non-homeowner 33.0 25.9 (19.8, 33.1) -7.1 (-17.2, 3.0)
Household type
Married couple 19.5 17.1 (13.5, 21.3) -2.4 (-8.4, 3.6)
Unmarried female-headed family 27.3 NA NA NA NA
Unmarried male-headed family NA NA NA NA NA
Female individual 18.7 13.0 (7.5, 21.3) -5.8 (-15.6, 4.0)
Male individual 23.2 26.4 (18.1, 36.8) 3.1 (-7.9, 14.2)
Nativity
U.S.-born 21.4 18.4 (15.2, 22.1) -3.1 (-7.9, 1.8)
Foreign-born citizen NA NA NA NA NA
Foreign-born non-citizen NA NA NA NA NA
Spanish only language spoken
Spanish is not only language spoken 21.5 18.7 (15.6, 22.2) -2.8 (-7.3, 1.7)
Spanish is only language spoken NA NA NA NA NA
Metropolitan status
Metropolitan area - principal city 33.5 27.7 (20.9, 35.8) -5.8 (-17.2, 5.6)
Metropolitan area - balance 16.8 14.7 (11.4, 18.6) -2.1 (-7.5, 3.2)
Not identified 20.5 19.2 (12.2, 29.0) -1.3 (-11.7, 9.1)


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.