Unbanked Rates by Year for California

Characteristics 2011 (Percent) 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 7.8 8.0 6.2 (5.4, 7.1) -1.8* (-3.0, -0.5)
Family income
Less than $15,000 25.2 28.7 21.4 (17.7, 25.6) -7.4* (-12.8, -1.9)
$15,000 to $30,000 14.0 15.2 15.1 (11.9, 19.0) -0.1 (-4.9, 4.8)
$30,000 to $50,000 6.9 7.5 6.8 (5.0, 9.1) -0.8 (-3.8, 2.2)
$50,000 to $75,000 3.5 2.3 0.8 (0.4, 1.9) -1.5* (-2.7, -0.2)
At least $75,000 0.3 0.5 -
Education
No high school diploma 26.6 27.8 24.0 (20.4, 28.0) -3.8 (-9.6, 2.0)
High school diploma 10.4 11.5 7.7 (5.9, 10.1) -3.8* (-7.0, -0.5)
Some college 4.7 5.3 4.4 (3.3, 5.9) -0.9 (-2.7, 1.0)
College degree 1.0 1.2 0.7 (0.3, 1.4) -0.5 (-1.2, 0.2)
Age group
15 to 24 years 15.8 14.0 7.1 (4.0, 12.3) -6.9* (-13.6, -0.2)
25 to 34 years 12.4 13.6 10.7 (8.3, 13.8) -2.9 (-6.8, 1.0)
35 to 44 years 10.3 9.2 8.4 (6.6, 10.6) -0.9 (-3.9, 2.2)
45 to 54 years 6.6 5.1 6.0 (4.5, 8.0) 0.9 (-1.2, 3.1)
55 to 64 years 5.2 7.0 3.4 (2.0, 5.7) -3.6* (-5.9, -1.2)
65 years or more 2.6 4.8 3.0 (1.9, 4.7) -1.8 (-3.7, 0.1)
Race/Ethnicity
Black 18.2 25.3 9.9 (6.2, 15.4) -15.5* (-22.0, -8.9)
Hispanic 16.7 16.6 14.8 (12.6, 17.3) -1.8 (-5.2, 1.7)
Asian 1.1 1.3 2.7 (1.3, 5.6) 1.4 (-0.7, 3.4)
White 3.2 2.1 1.7 (1.1, 2.6) -0.4 (-1.3, 0.6)
Other NA NA NA NA NA NA
Disability status
Disabled, age 25 to 64 12.5 17.8 10.0 (6.2, 15.6) -7.8* (-14.0, -1.6)
Not disabled, age 25 to 64 8.1 7.7 6.9 (5.9, 8.0) -0.9 (-2.5, 0.7)
Not applicable (not age 25 to 64) 5.5 6.4 3.7 (2.6, 5.4) -2.6* (-4.6, -0.7)
Employment status
Employed 5.3 5.9 4.4 (3.6, 5.3) -1.5* (-2.9, -0.1)
Unemployed 21.2 21.3 NA NA NA NA
Not in labor force 9.3 9.9 9.2 (7.6, 11.1) -0.6 (-2.9, 1.7)
Homeownership
Homeowner 1.9 1.6 1.8 (1.3, 2.5) 0.3 (-0.6, 1.1)
Non-homeowner 15.0 15.7 11.2 (9.8, 12.9) -4.5* (-7.0, -1.9)
Household type
Married couple 5.2 4.9 5.3 (4.3, 6.6) 0.4 (-1.2, 2.0)
Unmarried female-headed family 16.6 14.7 14.1 (11.0, 17.9) -0.6 (-5.7, 4.4)
Unmarried male-headed family 12.8 15.4 4.9 (2.8, 8.4) -10.4* (-15.5, -5.4)
Female individual 7.3 8.1 3.8 (2.4, 5.9) -4.3* (-6.8, -1.8)
Male individual 6.3 9.7 5.8 (3.9, 8.5) -4.0* (-7.0, -0.9)
Other NA NA NA NA NA NA
Nativity
U.S.-born 5.8 6.1 4.1 (3.3, 5.1) -2.0* (-3.3, -0.7)
Foreign-born citizen 4.7 2.5 3.2 (2.0, 5.2) 0.7 (-1.2, 2.6)
Foreign-born non-citizen 22.1 23.9 20.7 (17.2, 24.7) -3.2 (-8.7, 2.3)
Spanish only language spoken
Spanish is not only language spoken 6.1 6.4 5.2 (4.5, 6.1) -1.2* (-2.4, 0.0)
Spanish is only language spoken 39.3 31.9 29.3 (21.3, 38.8) -2.5 (-12.9, 7.8)
Metropolitan status
Metropolitan area - principal city 9.1 9.4 5.4 (4.3, 6.7) -4.0* (-5.9, -2.2)
Metropolitan area - balance 7.0 7.1 7.1 (5.7, 8.9) 0.0 (-2.1, 2.1)
Not in metropolitan area NA NA 4.8 (2.4, 9.6) NA NA
Not identified 4.3 5.6 6.2 (2.5, 14.4) 0.5 (-5.8, 6.9)


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.