Unbanked Rates by Year for Michigan

Characteristics 2011 (Percent) 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 7.7 5.7 6.0 (4.7, 7.6) 0.3 (-1.7, 2.2)
Family income
Less than $15,000 28.7 25.5 NA NA NA NA
$15,000 to $30,000 10.8 5.8 15.3 (10.7, 21.5) 9.5* (3.1, 15.9)
$30,000 to $50,000 1.0 2.5 2.3 (1.0, 5.1) -0.2 (-2.8, 2.4)
$50,000 to $75,000 2.4 2.2 0.7 (0.2, 2.6) -1.5 (-3.5, 0.5)
At least $75,000 0.5 0.5 0.8 (0.2, 3.2) 0.2 (-1.0, 1.5)
Education
No high school diploma 18.6 NA NA NA NA NA
High school diploma 11.1 7.1 9.5 (6.7, 13.4) 2.5 (-1.4, 6.4)
Some college 6.9 4.8 4.7 (2.7, 8.1) -0.1 (-3.3, 3.1)
College degree 1.4 0.8 1.5 (0.7, 3.4) 0.7 (-0.7, 2.1)
Age group
15 to 24 years NA NA NA NA NA NA
25 to 34 years 10.4 12.4 9.5 (5.6, 15.5) -3.0 (-10.8, 4.9)
35 to 44 years 12.6 6.4 10.3 (5.9, 17.3) 3.9 (-2.4, 10.1)
45 to 54 years 7.1 6.2 4.2 (2.1, 8.4) -2.0 (-6.1, 2.0)
55 to 64 years 5.0 4.2 3.6 (1.9, 6.8) -0.6 (-4.1, 2.8)
65 years or more 2.2 3.1 3.4 (2.0, 5.8) 0.3 (-2.3, 3.0)
Race/Ethnicity
Black 25.0 17.6 22.2 (16.5, 29.2) 4.6 (-3.6, 12.7)
Hispanic NA NA NA NA NA NA
Asian NA NA NA NA NA NA
White 4.2 3.5 3.0 (1.9, 4.8) -0.5 (-2.5, 1.5)
Other NA NA NA NA NA NA
Disability status
Disabled, age 25 to 64 29.6 16.2 NA NA NA NA
Not disabled, age 25 to 64 5.2 4.9 5.7 (4.0, 8.1) 0.8 (-1.8, 3.3)
Not applicable (not age 25 to 64) 5.8 3.4 4.6 (2.9, 7.3) 1.2 (-1.7, 4.1)
Employment status
Employed 4.4 2.6 4.2 (2.6, 6.8) 1.7 (-0.6, 3.9)
Unemployed NA NA NA NA NA NA
Not in labor force 10.1 8.5 7.2 (5.4, 9.4) -1.4 (-4.8, 2.0)
Homeownership
Homeowner 2.2 1.8 3.1 (2.0, 4.8) 1.3 (-0.3, 2.8)
Non-homeowner 23.6 17.4 15.5 (11.6, 20.4) -1.9 (-7.9, 4.1)
Household type
Married couple 2.3 1.7 1.4 (0.7, 2.9) -0.3 (-1.9, 1.3)
Unmarried female-headed family 12.9 10.8 NA NA NA NA
Unmarried male-headed family NA NA NA NA NA NA
Female individual 9.4 9.2 5.3 (3.1, 9.1) -3.9 (-8.3, 0.5)
Male individual 17.4 10.2 12.0 (7.3, 19.1) 1.8 (-5.3, 8.9)
Nativity
U.S.-born 7.5 5.5 5.9 (4.6, 7.6) 0.5 (-1.4, 2.4)
Foreign-born citizen NA NA NA NA NA NA
Foreign-born non-citizen NA NA NA NA NA NA
Spanish only language spoken
Spanish is not only language spoken 7.7 5.6 5.9 (4.6, 7.5) 0.3 (-1.6, 2.2)
Spanish is only language spoken NA NA NA NA NA NA
Metropolitan status
Metropolitan area - principal city 19.3 12.0 11.8 (8.3, 16.3) -0.3 (-5.4, 4.8)
Metropolitan area - balance 4.3 4.0 3.1 (1.8, 5.2) -0.9 (-3.4, 1.5)
Not in metropolitan area 5.7 4.0 5.7 (2.6, 12.3) 1.7 (-3.5, 7.0)
Not identified 4.4 3.6 6.0 (2.7, 12.7) 2.4 (-2.9, 7.7)


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.