Unbanked Rates by Year for Montana

Characteristics 2011 (Percent) 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 4.8 6.6 4.0 (2.6, 5.9) -2.7 (-6.3, 1.0)
Family income
Less than $15,000 15.6 NA 16.7 (11.8, 23.0) NA NA
$15,000 to $30,000 5.0 2.2 6.2 (3.4, 11.2) 4.1 (-0.6, 8.8)
$30,000 to $50,000 0.8 NA 2.5 (1.1, 5.5) NA NA
$50,000 to $75,000 NA NA 0.4 (0.1, 1.4) NA NA
At least $75,000 NA NA -
Education
No high school diploma NA NA NA NA NA NA
High school diploma 7.5 12.0 6.6 (4.2, 10.2) -5.4 (-11.9, 1.2)
Some college 4.4 1.3 2.7 (1.4, 5.1) 1.4 (-1.1, 3.9)
College degree - - -
Age group
15 to 24 years NA NA NA NA NA NA
25 to 34 years NA NA 3.2 (1.5, 6.8) NA NA
35 to 44 years NA NA 5.2 (2.4, 10.6) NA NA
45 to 54 years NA NA 7.2 (4.0, 12.7) NA NA
55 to 64 years 0.7 NA 3.5 (1.5, 8.1) NA NA
65 years or more 3.0 2.5 1.9 (0.8, 4.1) -0.6 (-2.9, 1.7)
Race/Ethnicity
Black NA NA NA NA NA NA
Hispanic NA NA NA NA NA NA
Asian NA NA NA NA NA NA
White 2.4 3.9 3.0 (2.0, 4.6) -0.9 (-3.0, 1.1)
Other NA NA NA NA NA NA
Disability status
Disabled, age 25 to 64 NA NA NA NA NA NA
Not disabled, age 25 to 64 3.6 5.3 3.6 (2.1, 6.2) -1.7 (-5.8, 2.4)
Not applicable (not age 25 to 64) 5.4 4.6 2.5 (1.3, 4.6) -2.1 (-5.6, 1.4)
Employment status
Employed 2.0 3.3 2.6 (1.6, 4.2) -0.6 (-3.3, 2.0)
Unemployed NA NA NA NA NA NA
Not in labor force 6.4 11.5 5.6 (3.3, 9.5) -5.9 (-13.8, 2.0)
Homeownership
Homeowner 1.3 4.2 1.3 (0.6, 3.1) -2.9* (-5.0, -0.7)
Non-homeowner 12.2 11.3 8.9 (5.9, 13.2) -2.4 (-11.7, 7.0)
Household type
Married couple 1.9 2.9 1.5 (0.6, 3.4) -1.4 (-4.0, 1.2)
Unmarried female-headed family NA NA NA NA NA NA
Unmarried male-headed family NA NA NA NA NA NA
Female individual NA NA 7.3 (4.1, 12.9) NA NA
Male individual NA NA 4.6 (2.5, 8.5) NA NA
Other NA NA NA NA NA NA
Nativity
U.S.-born 4.7 6.7 4.1 (2.7, 6.1) -2.7 (-6.4, 1.1)
Foreign-born citizen NA NA NA NA NA NA
Foreign-born non-citizen NA NA NA NA NA NA
Spanish only language spoken
Spanish is not only language spoken 4.8 6.6 4.0 (2.6, 5.9) -2.6 (-6.3, 1.1)
Metropolitan status
Not in metropolitan area 4.2 7.6 3.8 (2.2, 6.6) -3.8 (-9.1, 1.5)
Not identified 6.0 4.6 4.2 (2.1, 8.4) -0.4 (-4.8, 4.1)


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.