Unbanked Rates by Year for New Jersey

Characteristics 2011 (Percent) 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 6.6 8.2 7.4 (5.5, 9.8) -0.8 (-3.6, 2.0)
Family income
Less than $15,000 NA NA NA NA NA NA
$15,000 to $30,000 16.1 NA NA NA NA NA
$30,000 to $50,000 7.7 8.6 3.8 (1.5, 9.0) -4.8 (-9.9, 0.3)
$50,000 to $75,000 2.9 2.1 1.3 (0.3, 4.9) -0.8 (-3.4, 1.7)
At least $75,000 0.8 0.4 1.4 (0.6, 3.3) 1.0 (-0.3, 2.3)
Education
No high school diploma NA NA NA NA NA NA
High school diploma 10.3 15.4 9.6 (6.3, 14.4) -5.8 (-12.3, 0.6)
Some college 5.7 3.6 8.5 (5.1, 13.8) 4.9* (0.0, 9.8)
College degree 0.3 - 0.6 (0.1, 2.3)
Age group
15 to 24 years NA NA NA NA NA NA
25 to 34 years 10.8 NA NA NA NA NA
35 to 44 years 9.2 9.6 7.7 (4.3, 13.5) -1.9 (-8.1, 4.3)
45 to 54 years 6.9 6.5 8.1 (4.5, 14.1) 1.6 (-4.1, 7.2)
55 to 64 years 4.9 6.3 7.1 (4.1, 12.2) 0.9 (-4.2, 6.0)
65 years or more 2.4 3.4 5.0 (2.8, 8.7) 1.6 (-1.8, 5.0)
Race/Ethnicity
Black NA NA NA NA NA NA
Hispanic NA 22.6 17.3 (11.7, 24.9) -5.2 (-14.9, 4.5)
Asian NA NA NA NA NA NA
White 2.3 2.8 1.7 (1.0, 3.2) -1.1 (-2.5, 0.3)
Other NA NA NA NA NA NA
Disability status
Disabled, age 25 to 64 NA NA NA NA NA NA
Not disabled, age 25 to 64 6.1 8.6 4.4 (2.8, 7.0) -4.1* (-7.2, -1.1)
Not applicable (not age 25 to 64) 3.5 4.5 7.0 (4.5, 10.8) 2.5 (-1.4, 6.5)
Employment status
Employed 5.2 7.3 3.1 (1.9, 5.0) -4.2* (-6.8, -1.6)
Unemployed NA NA NA NA NA NA
Not in labor force 8.6 8.7 13.7 (9.9, 18.5) 5.0 (0.0, 10.1)
Homeownership
Homeowner 1.1 1.5 1.2 (0.5, 2.5) -0.3 (-1.6, 1.0)
Non-homeowner 19.1 20.2 17.8 (13.3, 23.5) -2.3 (-9.4, 4.8)
Household type
Married couple 2.1 4.0 0.8 (0.3, 2.5) -3.1* (-5.0, -1.2)
Unmarried female-headed family NA 16.8 NA NA NA NA
Unmarried male-headed family NA NA NA NA NA NA
Female individual 2.4 11.3 11.6 (6.4, 20.0) 0.2 (-8.4, 8.8)
Male individual 18.0 10.1 12.6 (7.9, 19.4) 2.5 (-5.2, 10.1)
Nativity
U.S.-born 4.6 6.4 7.9 (5.6, 11.1) 1.5 (-1.8, 4.7)
Foreign-born citizen 7.0 3.4 4.2 (1.8, 9.4) 0.8 (-3.5, 5.0)
Foreign-born non-citizen NA NA NA NA NA NA
Spanish only language spoken
Spanish is not only language spoken 5.4 5.8 6.5 (4.7, 8.9) 0.7 (-2.0, 3.4)
Spanish is only language spoken NA NA NA NA NA NA
Metropolitan status
Metropolitan area - principal city NA NA NA NA NA NA
Metropolitan area - balance 5.6 7.2 6.3 (4.3, 9.0) -1.0 (-4.0, 2.1)
Not identified 10.1 9.8 NA NA NA NA


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.