Unbanked Rates by Year for New York

Characteristics 2011 (Percent) 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 9.6 8.5 8.0 (6.9, 9.3) -0.5 (-2.3, 1.3)
Family income
Less than $15,000 32.6 30.2 25.3 (20.5, 30.9) -4.9 (-11.9, 2.1)
$15,000 to $30,000 14.6 9.6 16.2 (12.1, 21.4) 6.6* (0.7, 12.4)
$30,000 to $50,000 7.2 5.2 5.6 (3.7, 8.4) 0.4 (-2.6, 3.4)
$50,000 to $75,000 2.3 3.1 2.4 (0.9, 6.4) -0.8 (-3.6, 2.0)
At least $75,000 0.5 - 0.6 (0.2, 1.8)
Education
No high school diploma 30.1 21.1 28.4 (22.9, 34.6) 7.2 (-0.4, 14.9)
High school diploma 12.3 12.3 8.1 (5.8, 11.2) -4.2* (-8.1, -0.4)
Some college 6.7 7.8 7.5 (5.5, 10.2) -0.3 (-3.8, 3.2)
College degree 1.8 1.9 2.1 (1.2, 3.7) 0.2 (-1.3, 1.7)
Age group
15 to 24 years NA NA NA NA NA NA
25 to 34 years 10.5 10.9 14.7 (11.1, 19.1) 3.8 (-1.6, 9.3)
35 to 44 years 11.5 8.8 7.9 (5.0, 12.1) -0.9 (-5.3, 3.5)
45 to 54 years 10.9 12.0 7.5 (5.0, 11.1) -4.5* (-8.5, -0.4)
55 to 64 years 8.1 6.5 7.3 (5.3, 9.9) 0.8 (-2.2, 3.8)
65 years or more 6.4 4.3 5.0 (3.4, 7.3) 0.7 (-2.0, 3.4)
Race/Ethnicity
Black 23.0 18.5 16.7 (13.4, 20.7) -1.8 (-7.3, 3.7)
Hispanic 26.3 19.5 20.7 (16.5, 25.7) 1.2 (-5.5, 8.0)
Asian 4.5 2.3 NA NA NA NA
White 3.2 4.5 3.0 (2.1, 4.2) -1.5 (-3.1, 0.0)
Other NA NA NA NA NA NA
Disability status
Disabled, age 25 to 64 22.1 28.3 20.1 (14.6, 27.0) -8.2* (-16.3, -0.2)
Not disabled, age 25 to 64 8.8 6.9 7.9 (6.5, 9.7) 1.0 (-1.2, 3.2)
Not applicable (not age 25 to 64) 7.8 5.9 4.8 (3.4, 6.8) -1.1 (-4.1, 1.9)
Employment status
Employed 5.3 4.5 5.8 (4.5, 7.5) 1.4 (-0.6, 3.3)
Unemployed NA NA NA NA NA NA
Not in labor force 14.9 13.3 11.0 (8.8, 13.6) -2.3 (-5.5, 1.0)
Homeownership
Homeowner 1.6 1.0 1.3 (0.8, 2.1) 0.3 (-0.5, 1.1)
Non-homeowner 18.9 17.3 14.6 (12.5, 17.0) -2.7 (-6.2, 0.8)
Household type
Married couple 4.3 3.1 2.4 (1.5, 3.9) -0.7 (-2.4, 0.9)
Unmarried female-headed family 22.4 23.0 17.1 (13.3, 21.7) -5.9 (-12.6, 0.8)
Unmarried male-headed family NA NA NA NA NA NA
Female individual 9.8 6.6 7.9 (5.5, 11.1) 1.3 (-2.2, 4.7)
Male individual 11.2 11.7 12.5 (9.3, 16.6) 0.8 (-4.1, 5.6)
Other NA NA NA NA NA NA
Nativity
U.S.-born 8.9 7.5 6.7 (5.6, 8.1) -0.7 (-2.6, 1.1)
Foreign-born citizen 6.9 6.1 7.4 (4.8, 11.2) 1.2 (-2.7, 5.1)
Foreign-born non-citizen 20.1 22.2 17.8 (12.6, 24.7) -4.4 (-13.2, 4.5)
Spanish only language spoken
Spanish is not only language spoken 8.6 8.1 7.0 (5.9, 8.3) -1.2 (-2.9, 0.6)
Spanish is only language spoken NA NA NA NA NA NA
Metropolitan status
Metropolitan area - principal city 14.7 13.2 13.5 (11.4, 16.0) 0.3 (-2.9, 3.6)
Metropolitan area - balance 3.8 2.4 2.6 (1.6, 4.1) 0.2 (-1.4, 1.8)
Not in metropolitan area 6.0 5.7 NA NA NA NA
Not identified 6.9 8.3 4.2 (2.3, 7.6) -4.1 (-9.7, 1.5)


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.