Unbanked Rates by Year for Ohio

Characteristics 2011 (Percent) 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 8.8 7.2 5.8 (4.4, 7.6) -1.3 (-3.5, 0.8)
Family income
Less than $15,000 32.9 23.7 24.7 (17.9, 33.1) 1.1 (-8.1, 10.2)
$15,000 to $30,000 8.0 10.6 7.4 (4.5, 11.8) -3.2 (-8.3, 2.0)
$30,000 to $50,000 3.9 3.7 2.1 (0.9, 4.9) -1.7 (-4.6, 1.2)
$50,000 to $75,000 1.4 0.5 -
At least $75,000 0.3 0.9 0.4 (0.0, 3.0) -0.5 (-1.7, 0.7)
Education
No high school diploma 20.3 27.4 NA NA NA NA
High school diploma 11.9 7.6 8.0 (5.5, 11.4) 0.4 (-3.1, 3.9)
Some college 7.6 4.7 4.4 (2.7, 7.1) -0.2 (-3.2, 2.8)
College degree 1.0 0.6 0.6 (0.1, 2.3) -0.1 (-1.1, 1.0)
Age group
15 to 24 years NA NA NA NA NA NA
25 to 34 years 12.1 10.6 8.7 (5.2, 14.2) -1.9 (-8.1, 4.3)
35 to 44 years 9.8 9.0 6.8 (4.0, 11.4) -2.2 (-7.1, 2.8)
45 to 54 years 7.4 9.8 6.7 (3.9, 11.3) -3.1 (-7.6, 1.3)
55 to 64 years 4.5 5.4 2.8 (1.3, 6.0) -2.6 (-5.7, 0.5)
65 years or more 5.0 1.5 2.1 (1.1, 4.1) 0.6 (-1.3, 2.4)
Race/Ethnicity
Black 30.5 20.4 19.0 (13.4, 26.3) -1.4 (-10.9, 8.1)
Hispanic NA NA NA NA NA NA
Asian NA NA NA NA NA NA
White 5.5 4.5 3.1 (1.9, 5.0) -1.4 (-3.2, 0.4)
Other NA NA NA NA NA NA
Disability status
Disabled, age 25 to 64 21.9 20.1 17.5 (11.8, 25.0) -2.7 (-10.8, 5.5)
Not disabled, age 25 to 64 5.8 6.3 3.9 (2.6, 5.9) -2.3* (-4.6, 0.0)
Not applicable (not age 25 to 64) 10.3 3.7 5.2 (3.4, 7.8) 1.5 (-1.1, 4.1)
Employment status
Employed 4.5 4.1 4.2 (2.9, 6.1) 0.1 (-2.1, 2.2)
Unemployed NA NA NA NA NA NA
Not in labor force 13.6 8.9 6.2 (4.1, 9.3) -2.7 (-6.1, 0.7)
Homeownership
Homeowner 2.3 2.3 1.2 (0.6, 2.3) -1.2 (-2.4, 0.1)
Non-homeowner 22.8 16.4 14.7 (11.2, 19.2) -1.7 (-7.2, 3.8)
Household type
Married couple 3.0 2.7 1.6 (0.7, 3.7) -1.1 (-2.8, 0.6)
Unmarried female-headed family 21.6 18.6 16.5 (11.6, 22.8) -2.2 (-10.6, 6.3)
Unmarried male-headed family NA NA NA NA NA NA
Female individual 11.6 5.4 4.9 (3.0, 8.0) -0.5 (-4.0, 3.0)
Male individual 11.1 12.2 7.8 (4.4, 13.5) -4.3 (-10.3, 1.6)
Nativity
U.S.-born 8.6 6.7 5.7 (4.3, 7.5) -1.0 (-3.0, 1.1)
Foreign-born citizen NA NA NA NA NA NA
Foreign-born non-citizen NA NA NA NA NA NA
Spanish only language spoken
Spanish is not only language spoken 8.7 7.1 5.5 (4.2, 7.2) -1.6 (-3.6, 0.5)
Spanish is only language spoken NA NA NA NA NA NA
Metropolitan status
Metropolitan area - principal city 19.9 16.1 10.5 (7.3, 15.0) -5.6 (-12.0, 0.9)
Metropolitan area - balance 5.2 4.1 4.6 (3.1, 6.8) 0.5 (-1.9, 2.9)
Not in metropolitan area 5.2 5.9 4.7 (1.7, 12.1) -1.3 (-6.0, 3.5)
Not identified NA NA NA NA NA NA


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.