Underbanked Rates by Year for Alabama

Characteristics 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 26.4 23.9 (20.5, 27.6) -2.6 (-7.8, 2.7)
Family income
Less than $15,000 NA 30.7 (25.6, 36.4) NA NA
$15,000 to $30,000 NA 27.2 (19.3, 36.8) NA NA
$30,000 to $50,000 NA 25.8 (16.3, 38.3) NA NA
$50,000 to $75,000 NA 23.4 (18.7, 28.8) NA NA
At least $75,000 NA 11.3 (8.3, 15.1) NA NA
Education
No high school diploma NA 24.8 (18.2, 32.7) NA NA
High school diploma 24.3 31.3 (26.9, 36.1) 7.0* (0.4, 13.7)
Some college 30.3 27.4 (21.4, 34.5) -2.9 (-11.9, 6.2)
College degree 20.9 10.1 (6.1, 16.2) -10.8* (-18.8, -2.7)
Age group
15 to 24 years NA NA NA NA NA
25 to 34 years NA 25.0 (19.4, 31.7) NA NA
35 to 44 years NA 21.7 (14.5, 31.1) NA NA
45 to 54 years NA 23.0 (17.8, 29.2) NA NA
55 to 64 years NA 25.2 (18.4, 33.4) NA NA
65 years or more 19.4 22.0 (17.6, 27.3) 2.7 (-4.0, 9.3)
Race/Ethnicity
Black 35.2 40.5 (35.0, 46.3) 5.3 (-4.2, 14.8)
Hispanic NA NA NA NA NA
Asian NA NA NA NA NA
White 23.0 17.6 (13.8, 22.2) -5.3 (-11.9, 1.2)
Other NA NA NA NA NA
Disability status
Disabled, age 25 to 64 NA 34.6 (26.1, 44.2) NA NA
Not disabled, age 25 to 64 27.0 21.2 (17.0, 26.1) -5.8 (-12.8, 1.2)
Not applicable (not age 25 to 64) 22.9 24.0 (19.1, 29.8) 1.1 (-5.7, 7.9)
Employment status
Employed 28.1 25.9 (21.7, 30.6) -2.2 (-8.9, 4.5)
Unemployed NA NA NA NA NA
Not in labor force 23.3 22.7 (18.3, 27.7) -0.6 (-7.1, 5.8)
Homeownership
Homeowner 23.2 21.2 (18.4, 24.2) -2.0 (-7.4, 3.4)
Non-homeowner 35.2 29.2 (22.0, 37.6) -6.0 (-16.8, 4.9)
Household type
Married couple 21.2 21.4 (16.9, 26.8) 0.2 (-6.6, 7.0)
Unmarried female-headed family NA 37.7 (27.9, 48.6) NA NA
Unmarried male-headed family NA NA NA NA NA
Female individual NA 20.9 (15.6, 27.3) NA NA
Male individual NA 23.1 (18.0, 29.1) NA NA
Other NA NA NA NA NA
Nativity
U.S.-born 25.2 24.0 (20.8, 27.6) -1.2 (-6.6, 4.3)
Foreign-born citizen NA NA NA NA NA
Foreign-born non-citizen NA NA NA NA NA
Spanish only language spoken
Spanish is not only language spoken 26.4 24.2 (20.8, 28.1) -2.2 (-7.8, 3.4)
Spanish is only language spoken NA NA NA NA NA
Metropolitan status
Metropolitan area - principal city NA 24.3 (18.3, 31.4) NA NA
Metropolitan area - balance 21.3 17.4 (13.7, 21.9) -3.8 (-11.5, 3.8)
Not in metropolitan area 28.3 29.2 (19.9, 40.6) 0.9 (-9.6, 11.3)
Not identified NA 23.3 (15.2, 34.1) NA NA


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.