Underbanked Rates by Year for Arkansas
| Characteristics | 2013 (Percent) | 2015 (Percent) | 90% Confidence Interval, 2015 | Difference (2015-2013) | 90% Confidence Interval, Difference |
|---|---|---|---|---|---|
| All | 25.7 | 22.6 | (19.8, 25.8) | -3.0 | (-6.6, 0.5) |
| Family income | |||||
| Less than $15,000 | 25.4 | 20.4 | (14.3, 28.2) | -5.0 | (-14.3, 4.3) |
| $15,000 to $30,000 | 27.9 | 28.1 | (23.0, 33.7) | 0.2 | (-11.8, 12.1) |
| $30,000 to $50,000 | NA | 27.8 | (21.9, 34.6) | NA | NA |
| $50,000 to $75,000 | NA | NA | NA | NA | NA |
| At least $75,000 | 17.4 | 13.6 | (9.2, 19.6) | -3.9 | (-11.6, 3.8) |
| Education | |||||
| No high school diploma | NA | NA | NA | NA | NA |
| High school diploma | 27.0 | 22.1 | (16.5, 28.9) | -4.9 | (-11.4, 1.7) |
| Some college | 31.7 | 23.5 | (18.9, 28.9) | -8.2 | (-17.8, 1.4) |
| College degree | 15.9 | 19.5 | (14.7, 25.3) | 3.6 | (-4.8, 12.0) |
| Age group | |||||
| 15 to 24 years | NA | NA | NA | NA | NA |
| 25 to 34 years | NA | NA | NA | NA | NA |
| 35 to 44 years | NA | NA | NA | NA | NA |
| 45 to 54 years | NA | 20.6 | (14.1, 29.1) | NA | NA |
| 55 to 64 years | NA | 25.5 | (20.5, 31.2) | NA | NA |
| 65 years or more | 15.6 | 20.8 | (15.3, 27.6) | 5.2 | (-2.1, 12.4) |
| Race/Ethnicity | |||||
| Black | NA | NA | NA | NA | NA |
| Hispanic | NA | NA | NA | NA | NA |
| Asian | NA | NA | NA | NA | NA |
| White | 23.2 | 19.9 | (16.6, 23.6) | -3.3 | (-6.9, 0.3) |
| Other | NA | NA | NA | NA | NA |
| Disability status | |||||
| Disabled, age 25 to 64 | NA | NA | NA | NA | NA |
| Not disabled, age 25 to 64 | 25.8 | 23.5 | (19.6, 28.0) | -2.3 | (-8.3, 3.7) |
| Not applicable (not age 25 to 64) | 21.2 | 21.5 | (17.0, 26.8) | 0.3 | (-7.6, 8.2) |
| Employment status | |||||
| Employed | 29.1 | 22.4 | (18.7, 26.5) | -6.7* | (-12.0, -1.4) |
| Unemployed | NA | NA | NA | NA | NA |
| Not in labor force | 21.4 | 22.3 | (18.6, 26.5) | 0.9 | (-4.7, 6.4) |
| Homeownership | |||||
| Homeowner | 21.2 | 20.0 | (16.5, 24.1) | -1.1 | (-4.9, 2.6) |
| Non-homeowner | 34.8 | 27.6 | (23.7, 31.8) | -7.2 | (-14.8, 0.4) |
| Household type | |||||
| Married couple | 23.5 | 19.5 | (15.9, 23.6) | -4.0 | (-9.0, 1.0) |
| Unmarried female-headed family | NA | NA | NA | NA | NA |
| Unmarried male-headed family | NA | NA | NA | NA | NA |
| Female individual | NA | 26.4 | (19.9, 34.0) | NA | NA |
| Male individual | NA | NA | NA | NA | NA |
| Nativity | |||||
| U.S.-born | 24.3 | 21.9 | (18.9, 25.2) | -2.4 | (-5.7, 0.9) |
| Foreign-born citizen | NA | NA | NA | NA | NA |
| Foreign-born non-citizen | NA | NA | NA | NA | NA |
| Spanish only language spoken | |||||
| Spanish is not only language spoken | 25.7 | 22.7 | (19.8, 26.0) | -3.0 | (-6.5, 0.6) |
| Spanish is only language spoken | NA | NA | NA | NA | NA |
| Metropolitan status | |||||
| Metropolitan area - principal city | 25.4 | 28.6 | (23.2, 34.6) | 3.2 | (-5.3, 11.7) |
| Metropolitan area - balance | 23.4 | 22.7 | (17.5, 28.7) | -0.8 | (-8.9, 7.3) |
| Not in metropolitan area | 27.8 | 17.4 | (12.5, 23.7) | -10.4* | (-15.4, -5.3) |
| Not identified | NA | 22.3 | (16.6, 29.2) | NA | NA |
~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.
- indicates an estimate of zero. The population proportion may be slightly greater than zero.
Estimates do not always reconcile to totals because of rounding.