Underbanked Rates by Year for Florida

Characteristics 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 19.1 17.7 (15.9, 19.6) -1.4 (-3.9, 1.1)
Family income
Less than $15,000 23.8 24.6 (19.9, 29.9) 0.8 (-6.3, 7.9)
$15,000 to $30,000 20.7 19.0 (15.7, 22.7) -1.7 (-6.9, 3.5)
$30,000 to $50,000 20.9 19.0 (15.8, 22.8) -1.9 (-6.8, 3.0)
$50,000 to $75,000 19.3 14.7 (11.4, 18.7) -4.7 (-10.0, 0.6)
At least $75,000 12.3 12.3 (9.6, 15.5) 0.0 (-4.5, 4.4)
Education
No high school diploma 23.0 26.4 (21.1, 32.5) 3.4 (-4.9, 11.7)
High school diploma 18.5 20.7 (17.4, 24.5) 2.2 (-2.6, 7.1)
Some college 20.5 17.0 (13.9, 20.6) -3.6 (-8.2, 1.1)
College degree 16.7 12.1 (9.7, 15.1) -4.6* (-8.5, -0.7)
Age group
15 to 24 years NA NA NA NA NA
25 to 34 years 27.6 20.0 (15.3, 25.8) -7.6* (-14.7, -0.4)
35 to 44 years 21.3 24.8 (20.5, 29.7) 3.5 (-2.8, 9.7)
45 to 54 years 21.1 20.8 (17.0, 25.2) -0.3 (-5.7, 5.0)
55 to 64 years 16.7 15.2 (11.9, 19.3) -1.4 (-6.3, 3.4)
65 years or more 9.9 9.7 (7.5, 12.5) -0.2 (-3.3, 3.0)
Race/Ethnicity
Black 31.6 31.7 (26.1, 38.0) 0.1 (-7.6, 7.8)
Hispanic 23.7 20.7 (16.7, 25.2) -3.0 (-8.7, 2.6)
Asian NA NA NA NA NA
White 14.4 12.6 (10.7, 14.9) -1.8 (-4.6, 1.0)
Other NA NA NA NA NA
Disability status
Disabled, age 25 to 64 23.7 26.2 (20.3, 33.2) 2.5 (-6.5, 11.5)
Not disabled, age 25 to 64 21.2 18.9 (16.6, 21.5) -2.3 (-5.7, 1.0)
Not applicable (not age 25 to 64) 13.7 13.4 (10.9, 16.3) -0.3 (-3.7, 3.1)
Employment status
Employed 22.3 19.9 (17.4, 22.7) -2.4 (-5.8, 0.9)
Unemployed NA NA NA NA NA
Not in labor force 13.0 14.3 (12.2, 16.7) 1.3 (-1.7, 4.3)
Homeownership
Homeowner 13.9 13.8 (11.8, 16.1) -0.1 (-2.8, 2.6)
Non-homeowner 28.2 24.7 (21.5, 28.3) -3.4 (-7.9, 1.0)
Household type
Married couple 15.9 14.9 (12.6, 17.5) -1.1 (-4.6, 2.5)
Unmarried female-headed family 25.0 26.1 (21.2, 31.7) 1.1 (-6.1, 8.3)
Unmarried male-headed family NA NA NA NA NA
Female individual 15.9 16.5 (12.5, 21.5) 0.7 (-4.9, 6.3)
Male individual 21.3 18.8 (15.4, 22.6) -2.5 (-8.0, 3.0)
Nativity
U.S.-born 17.4 15.4 (13.4, 17.6) -2.0 (-4.8, 0.8)
Foreign-born citizen 22.2 23.5 (18.5, 29.5) 1.3 (-6.3, 9.0)
Foreign-born non-citizen 30.2 28.3 (22.2, 35.4) -1.9 (-11.9, 8.1)
Spanish only language spoken
Spanish is not only language spoken 19.2 17.4 (15.5, 19.4) -1.9 (-4.5, 0.8)
Spanish is only language spoken NA NA NA NA NA
Metropolitan status
Metropolitan area - principal city 23.4 20.8 (17.0, 25.2) -2.6 (-8.4, 3.2)
Metropolitan area - balance 17.5 17.2 (15.1, 19.5) -0.3 (-3.4, 2.8)
Not in metropolitan area NA NA NA NA NA
Not identified 17.5 11.2 (6.2, 19.4) -6.3 (-15.5, 2.8)


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.