Underbanked Rates by Year for Georgia

Characteristics 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 26.9 24.6 (21.4, 28.0) -2.4 (-6.6, 1.8)
Family income
Less than $15,000 24.8 22.4 (15.8, 30.6) -2.4 (-12.3, 7.6)
$15,000 to $30,000 38.0 29.2 (23.8, 35.2) -8.8* (-17.3, -0.4)
$30,000 to $50,000 26.5 30.2 (23.1, 38.3) 3.7 (-5.5, 12.9)
$50,000 to $75,000 26.6 21.3 (14.6, 30.1) -5.3 (-14.8, 4.1)
At least $75,000 19.9 17.6 (12.6, 23.9) -2.3 (-10.4, 5.7)
Education
No high school diploma 21.4 NA NA NA NA
High school diploma 29.5 20.2 (15.5, 26.0) -9.3* (-16.5, -2.0)
Some college 37.1 29.4 (23.3, 36.3) -7.8 (-15.8, 0.3)
College degree 17.5 20.3 (15.8, 25.7) 2.8 (-3.0, 8.7)
Age group
15 to 24 years NA NA NA NA NA
25 to 34 years 35.6 34.4 (27.0, 42.7) -1.2 (-12.1, 9.8)
35 to 44 years 26.0 27.8 (22.1, 34.2) 1.8 (-8.1, 11.7)
45 to 54 years 30.2 21.8 (15.6, 29.6) -8.5 (-17.8, 0.8)
55 to 64 years 19.8 21.1 (16.1, 27.1) 1.4 (-6.5, 9.2)
65 years or more 13.4 17.6 (11.9, 25.2) 4.2 (-4.1, 12.5)
Race/Ethnicity
Black 39.6 31.0 (25.8, 36.7) -8.6* (-15.6, -1.7)
Hispanic NA NA NA NA NA
Asian NA NA NA NA NA
White 19.8 19.1 (15.6, 23.1) -0.7 (-5.3, 3.9)
Other NA NA NA NA NA
Disability status
Disabled, age 25 to 64 NA NA NA NA NA
Not disabled, age 25 to 64 27.9 26.3 (22.3, 30.6) -1.6 (-6.8, 3.5)
Not applicable (not age 25 to 64) 24.0 20.0 (15.1, 26.1) -4.0 (-10.9, 2.9)
Employment status
Employed 31.0 26.9 (22.7, 31.7) -4.1 (-9.6, 1.4)
Unemployed NA NA NA NA NA
Not in labor force 18.1 20.7 (16.0, 26.3) 2.6 (-4.2, 9.4)
Homeownership
Homeowner 19.8 18.4 (14.7, 22.9) -1.4 (-6.9, 4.0)
Non-homeowner 38.3 33.4 (28.2, 39.0) -4.9 (-11.8, 2.0)
Household type
Married couple 23.5 22.2 (18.1, 27.0) -1.3 (-8.2, 5.7)
Unmarried female-headed family 40.6 35.1 (27.4, 43.7) -5.5 (-16.2, 5.2)
Unmarried male-headed family NA NA NA NA NA
Female individual 23.4 22.7 (16.9, 29.8) -0.7 (-8.2, 6.8)
Male individual 22.1 22.1 (16.0, 29.6) 0.0 (-10.6, 10.5)
Nativity
U.S.-born 26.9 22.7 (19.8, 26.0) -4.2* (-8.2, -0.2)
Foreign-born citizen NA NA NA NA NA
Foreign-born non-citizen NA NA NA NA NA
Spanish only language spoken
Spanish is not only language spoken 26.9 24.6 (21.5, 28.0) -2.3 (-6.6, 1.9)
Spanish is only language spoken NA NA NA NA NA
Metropolitan status
Metropolitan area - principal city 33.2 NA NA NA NA
Metropolitan area - balance 26.5 25.5 (21.9, 29.5) -1.0 (-6.3, 4.3)
Not in metropolitan area 29.7 26.8 (20.7, 33.9) -2.9 (-10.9, 5.1)
Not identified 22.3 16.6 (9.8, 26.8) -5.7 (-15.8, 4.5)


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.