Underbanked Rates by Year for Illinois

Characteristics 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 14.6 14.3 (12.5, 16.3) -0.3 (-2.7, 2.1)
Family income
Less than $15,000 18.6 20.6 (15.1, 27.6) 2.0 (-5.4, 9.4)
$15,000 to $30,000 22.1 18.7 (13.7, 24.9) -3.4 (-9.9, 3.0)
$30,000 to $50,000 16.9 19.5 (14.9, 25.2) 2.7 (-3.2, 8.6)
$50,000 to $75,000 12.5 13.0 (9.3, 17.8) 0.5 (-4.7, 5.7)
At least $75,000 8.5 8.8 (6.9, 11.1) 0.3 (-2.8, 3.3)
Education
No high school diploma NA NA NA NA NA
High school diploma 19.2 16.5 (13.3, 20.2) -2.8 (-7.8, 2.3)
Some college 15.6 13.7 (10.7, 17.3) -1.9 (-6.4, 2.5)
College degree 9.0 12.2 (9.9, 15.0) 3.2 (0.0, 6.4)
Age group
15 to 24 years NA NA NA NA NA
25 to 34 years 18.8 17.5 (13.4, 22.5) -1.3 (-7.0, 4.3)
35 to 44 years 19.9 12.1 (8.0, 18.0) -7.7* (-14.4, -1.0)
45 to 54 years 16.5 15.1 (10.8, 20.8) -1.4 (-7.1, 4.3)
55 to 64 years 10.0 13.3 (10.3, 17.1) 3.3 (-1.6, 8.2)
65 years or more 9.5 10.8 (8.5, 13.7) 1.3 (-2.4, 5.0)
Race/Ethnicity
Black 22.1 20.3 (14.9, 27.0) -1.8 (-10.4, 6.8)
Hispanic 29.0 NA NA NA NA
Asian NA NA NA NA NA
White 10.7 10.5 (8.8, 12.6) -0.2 (-2.5, 2.1)
Other NA NA NA NA NA
Disability status
Disabled, age 25 to 64 NA NA NA NA NA
Not disabled, age 25 to 64 14.9 14.0 (11.8, 16.4) -1.0 (-4.1, 2.1)
Not applicable (not age 25 to 64) 10.0 13.6 (10.8, 17.1) 3.7 (-0.3, 7.6)
Employment status
Employed 14.8 15.4 (13.2, 17.8) 0.5 (-2.4, 3.5)
Unemployed NA NA NA NA NA
Not in labor force 15.2 11.7 (9.2, 14.8) -3.5 (-7.4, 0.3)
Homeownership
Homeowner 10.2 9.1 (7.7, 10.8) -1.1 (-3.5, 1.3)
Non-homeowner 23.1 25.9 (21.5, 30.7) 2.7 (-2.8, 8.3)
Household type
Married couple 14.0 11.7 (9.7, 14.2) -2.3 (-5.3, 0.8)
Unmarried female-headed family 24.1 NA NA NA NA
Unmarried male-headed family NA NA NA NA NA
Female individual 11.2 12.2 (8.9, 16.5) 1.1 (-3.9, 6.1)
Male individual 13.7 19.4 (14.9, 24.9) 5.7 (-0.3, 11.7)
Nativity
U.S.-born 13.6 12.5 (10.7, 14.6) -1.1 (-3.5, 1.3)
Foreign-born citizen NA NA NA NA NA
Foreign-born non-citizen NA NA NA NA NA
Spanish only language spoken
Spanish is not only language spoken 14.6 14.0 (12.2, 16.0) -0.6 (-3.0, 1.8)
Spanish is only language spoken NA NA NA NA NA
Metropolitan status
Metropolitan area - principal city 14.0 15.0 (11.8, 19.0) 1.1 (-3.8, 6.0)
Metropolitan area - balance 12.2 14.2 (12.0, 16.9) 2.1 (-1.4, 5.6)
Not in metropolitan area 19.5 11.4 (5.0, 24.1) -8.1 (-17.1, 1.0)
Not identified 20.3 14.6 (9.8, 21.2) -5.6 (-12.1, 0.8)


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.