Underbanked Rates by Year for Kentucky

Characteristics 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 23.5 18.2 (14.8, 22.2) -5.3 (-11.0, 0.3)
Family income
Less than $15,000 21.9 19.5 (13.9, 26.6) -2.5 (-11.4, 6.4)
$15,000 to $30,000 34.4 NA NA NA NA
$30,000 to $50,000 27.6 22.0 (15.2, 30.7) -5.6 (-16.3, 5.1)
$50,000 to $75,000 13.7 NA NA NA NA
At least $75,000 16.6 9.8 (6.2, 15.2) -6.7 (-14.5, 1.0)
Education
No high school diploma 23.6 NA NA NA NA
High school diploma 23.5 23.3 (17.4, 30.5) -0.2 (-9.4, 9.1)
Some college 30.4 21.4 (16.4, 27.6) -9.0* (-17.8, -0.2)
College degree 14.7 8.8 (6.0, 12.7) -5.9 (-12.3, 0.4)
Age group
15 to 24 years NA NA NA NA NA
25 to 34 years 32.4 NA NA NA NA
35 to 44 years 25.8 NA NA NA NA
45 to 54 years 17.9 26.6 (19.4, 35.4) 8.8 (-0.6, 18.1)
55 to 64 years 28.1 NA NA NA NA
65 years or more 14.5 9.2 (5.1, 16.1) -5.2 (-13.8, 3.3)
Race/Ethnicity
Black NA NA NA NA NA
Hispanic NA NA NA NA NA
Asian NA NA NA NA NA
White 22.2 15.8 (12.4, 19.9) -6.4* (-12.0, -0.8)
Other NA NA NA NA NA
Disability status
Disabled, age 25 to 64 30.9 NA NA NA NA
Not disabled, age 25 to 64 24.4 18.5 (14.3, 23.6) -5.8 (-12.7, 1.0)
Not applicable (not age 25 to 64) 18.5 10.4 (6.3, 16.5) -8.1 (-16.5, 0.3)
Employment status
Employed 25.0 17.5 (13.5, 22.3) -7.5* (-14.0, -1.0)
Unemployed NA NA NA NA NA
Not in labor force 21.0 19.2 (14.6, 25.0) -1.7 (-9.2, 5.8)
Homeownership
Homeowner 19.2 14.3 (10.7, 19.0) -4.9 (-10.8, 1.1)
Non-homeowner 33.6 27.8 (22.3, 34.2) -5.8 (-14.7, 3.1)
Household type
Married couple 21.7 17.0 (12.6, 22.4) -4.7 (-11.5, 2.0)
Unmarried female-headed family NA NA NA NA NA
Unmarried male-headed family NA NA NA NA NA
Female individual 22.4 19.0 (12.2, 28.5) -3.3 (-14.5, 7.8)
Male individual 25.9 NA NA NA NA
Other NA NA NA NA NA
Nativity
U.S.-born 23.2 17.1 (13.9, 20.9) -6.1* (-11.6, -0.6)
Foreign-born citizen NA NA NA NA NA
Foreign-born non-citizen NA NA NA NA NA
Spanish only language spoken
Spanish is not only language spoken 23.5 18.0 (14.7, 21.9) -5.4 (-11.0, 0.2)
Spanish is only language spoken NA NA NA NA NA
Metropolitan status
Metropolitan area - principal city NA NA NA NA NA
Metropolitan area - balance 23.6 14.2 (9.7, 20.3) -9.3* (-17.5, -1.1)
Not in metropolitan area 24.5 20.0 (14.0, 27.8) -4.4 (-14.6, 5.7)
Not identified NA NA NA NA NA


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.