Underbanked Rates by Year for Maryland

Characteristics 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 23.9 22.4 (19.5, 25.7) -1.5 (-5.4, 2.5)
Family income
Less than $15,000 NA NA NA NA NA
$15,000 to $30,000 28.7 NA NA NA NA
$30,000 to $50,000 26.8 NA NA NA NA
$50,000 to $75,000 29.4 NA NA NA NA
At least $75,000 18.9 16.5 (12.8, 21.1) -2.4 (-7.4, 2.7)
Education
No high school diploma NA NA NA NA NA
High school diploma 25.2 23.7 (18.4, 30.0) -1.5 (-9.0, 6.0)
Some college 29.4 28.7 (21.9, 36.6) -0.7 (-10.1, 8.6)
College degree 18.2 16.2 (12.5, 20.8) -2.0 (-7.2, 3.1)
Age group
15 to 24 years NA NA NA NA NA
25 to 34 years 27.5 NA NA NA NA
35 to 44 years 26.8 NA NA NA NA
45 to 54 years 27.1 NA NA NA NA
55 to 64 years 25.6 18.6 (14.2, 24.0) -7.0 (-14.0, 0.0)
65 years or more 13.2 19.6 (14.3, 26.2) 6.4 (-0.6, 13.4)
Race/Ethnicity
Black 39.6 32.9 (25.9, 40.8) -6.7 (-15.6, 2.1)
Hispanic NA NA NA NA NA
Asian NA NA NA NA NA
White 14.0 15.0 (12.0, 18.6) 1.1 (-3.2, 5.3)
Other NA NA NA NA NA
Disability status
Disabled, age 25 to 64 NA NA NA NA NA
Not disabled, age 25 to 64 25.5 21.5 (18.3, 25.0) -4.1 (-8.6, 0.4)
Not applicable (not age 25 to 64) 15.6 21.8 (16.5, 28.2) 6.2 (-0.6, 13.0)
Employment status
Employed 26.5 22.7 (19.2, 26.7) -3.8 (-8.7, 1.1)
Unemployed NA NA NA NA NA
Not in labor force 17.1 21.6 (16.2, 28.2) 4.6 (-2.4, 11.5)
Homeownership
Homeowner 18.9 18.5 (15.5, 22.0) -0.4 (-4.4, 3.6)
Non-homeowner 33.3 30.9 (24.6, 38.0) -2.4 (-10.8, 5.9)
Household type
Married couple 19.0 18.4 (14.8, 22.6) -0.6 (-5.5, 4.3)
Unmarried female-headed family 33.6 NA NA NA NA
Unmarried male-headed family NA NA NA NA NA
Female individual 22.6 NA NA NA NA
Male individual 25.8 NA NA NA NA
Nativity
U.S.-born 21.1 20.5 (17.1, 24.4) -0.6 (-5.0, 3.8)
Foreign-born citizen NA NA NA NA NA
Foreign-born non-citizen NA NA NA NA NA
Spanish only language spoken
Spanish is not only language spoken 23.5 22.4 (19.5, 25.7) -1.1 (-5.0, 2.8)
Spanish is only language spoken NA NA NA NA NA
Metropolitan status
Metropolitan area - principal city 26.6 19.8 (14.3, 26.8) -6.8 (-18.0, 4.3)
Metropolitan area - balance 24.3 23.6 (20.2, 27.3) -0.7 (-5.0, 3.6)
Not in metropolitan area NA NA NA NA NA
Not identified NA NA NA NA NA


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.