Underbanked Rates by Year for Michigan

Characteristics 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 18.1 19.8 (16.6, 23.4) 1.7 (-2.4, 5.7)
Family income
Less than $15,000 27.1 NA NA NA NA
$15,000 to $30,000 18.6 23.6 (17.8, 30.5) 5.0 (-3.6, 13.6)
$30,000 to $50,000 21.8 24.8 (18.5, 32.5) 3.0 (-5.2, 11.2)
$50,000 to $75,000 18.2 20.7 (14.0, 29.4) 2.5 (-6.2, 11.2)
At least $75,000 10.2 13.1 (9.8, 17.4) 3.0 (-1.9, 7.8)
Education
No high school diploma NA NA NA NA NA
High school diploma 21.4 21.0 (17.1, 25.5) -0.4 (-5.6, 4.7)
Some college 18.4 23.0 (16.4, 31.2) 4.6 (-3.5, 12.6)
College degree 11.3 14.6 (11.1, 19.0) 3.3 (-1.7, 8.3)
Age group
15 to 24 years NA NA NA NA NA
25 to 34 years 21.6 24.4 (16.9, 33.8) 2.7 (-9.4, 14.9)
35 to 44 years 20.5 19.3 (13.6, 26.6) -1.2 (-10.1, 7.7)
45 to 54 years 22.2 23.0 (17.5, 29.7) 0.8 (-6.9, 8.5)
55 to 64 years 14.2 18.4 (13.7, 24.4) 4.2 (-2.6, 11.0)
65 years or more 11.6 16.2 (11.9, 21.8) 4.6 (-1.1, 10.3)
Race/Ethnicity
Black 28.2 29.8 (22.5, 38.2) 1.5 (-9.5, 12.6)
Hispanic NA NA NA NA NA
Asian NA NA NA NA NA
White 15.6 17.7 (14.1, 21.8) 2.1 (-2.2, 6.3)
Other NA NA NA NA NA
Disability status
Disabled, age 25 to 64 28.9 NA NA NA NA
Not disabled, age 25 to 64 17.5 19.9 (16.1, 24.3) 2.4 (-2.6, 7.3)
Not applicable (not age 25 to 64) 15.2 17.2 (13.3, 21.9) 1.9 (-3.5, 7.4)
Employment status
Employed 19.8 19.8 (16.7, 23.2) -0.1 (-4.3, 4.2)
Unemployed NA NA NA NA NA
Not in labor force 14.9 19.8 (14.7, 26.1) 4.8 (-1.5, 11.2)
Homeownership
Homeowner 13.8 17.7 (14.2, 21.7) 3.9 (-0.5, 8.3)
Non-homeowner 31.1 26.7 (21.3, 32.9) -4.4 (-11.9, 3.1)
Household type
Married couple 13.1 16.3 (12.5, 20.9) 3.2 (-1.7, 8.1)
Unmarried female-headed family 26.7 NA NA NA NA
Unmarried male-headed family NA NA NA NA NA
Female individual 23.4 23.3 (17.3, 30.6) 0.0 (-8.8, 8.8)
Male individual 17.1 18.2 (13.6, 24.1) 1.1 (-6.0, 8.2)
Nativity
U.S.-born 18.0 20.3 (17.0, 24.0) 2.3 (-1.8, 6.3)
Foreign-born citizen NA NA NA NA NA
Foreign-born non-citizen NA NA NA NA NA
Spanish only language spoken
Spanish is not only language spoken 18.1 19.9 (16.6, 23.5) 1.8 (-2.3, 5.8)
Spanish is only language spoken NA NA NA NA NA
Metropolitan status
Metropolitan area - principal city 24.9 25.1 (20.2, 30.8) 0.3 (-7.5, 8.0)
Metropolitan area - balance 13.7 12.1 (9.5, 15.3) -1.6 (-5.4, 2.2)
Not in metropolitan area 19.7 30.2 (14.7, 52.2) 10.6 (-9.6, 30.7)
Not identified 20.2 25.8 (21.5, 30.7) 5.6 (-2.0, 13.2)


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.