Underbanked Rates by Year for Minnesota

Characteristics 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 12.3 14.3 (11.3, 18.0) 2.0 (-1.8, 5.8)
Family income
Less than $15,000 21.6 NA NA NA NA
$15,000 to $30,000 17.9 NA NA NA NA
$30,000 to $50,000 15.6 22.1 (15.1, 31.3) 6.6 (-2.4, 15.6)
$50,000 to $75,000 10.3 14.6 (9.4, 22.0) 4.3 (-2.5, 11.1)
At least $75,000 6.7 9.5 (6.8, 13.3) 2.9 (-1.2, 6.9)
Education
No high school diploma NA NA NA NA NA
High school diploma 16.7 14.9 (8.7, 24.4) -1.7 (-10.0, 6.5)
Some college 14.2 12.6 (9.0, 17.4) -1.6 (-6.5, 3.3)
College degree 7.2 13.0 (9.1, 18.1) 5.8* (0.7, 10.9)
Age group
15 to 24 years NA NA NA NA NA
25 to 34 years 15.1 18.4 (12.7, 25.8) 3.2 (-5.0, 11.5)
35 to 44 years 18.3 NA NA NA NA
45 to 54 years 8.9 NA NA NA NA
55 to 64 years 10.5 NA NA NA NA
65 years or more 8.8 7.8 (4.8, 12.4) -1.0 (-5.3, 3.3)
Race/Ethnicity
Black NA NA NA NA NA
Hispanic NA NA NA NA NA
Asian NA NA NA NA NA
White 10.3 12.2 (9.5, 15.7) 1.9 (-1.6, 5.4)
Other NA NA NA NA NA
Disability status
Disabled, age 25 to 64 NA NA NA NA NA
Not disabled, age 25 to 64 11.7 16.0 (12.6, 20.3) 4.3* (0.0, 8.6)
Not applicable (not age 25 to 64) 10.7 6.7 (4.1, 10.9) -3.9 (-8.2, 0.3)
Employment status
Employed 13.0 15.6 (12.3, 19.6) 2.6 (-1.6, 6.7)
Unemployed NA NA NA NA NA
Not in labor force 10.2 9.6 (6.4, 14.2) -0.6 (-5.6, 4.3)
Homeownership
Homeowner 9.2 11.9 (8.9, 15.6) 2.7 (-1.0, 6.4)
Non-homeowner 20.5 19.9 (14.6, 26.7) -0.5 (-7.7, 6.7)
Household type
Married couple 10.1 10.6 (7.8, 14.2) 0.5 (-3.6, 4.5)
Unmarried female-headed family NA NA NA NA NA
Unmarried male-headed family NA NA NA NA NA
Female individual 8.6 NA NA NA NA
Male individual 16.2 NA NA NA NA
Other NA NA NA NA NA
Nativity
U.S.-born 11.3 12.2 (9.4, 15.7) 0.9 (-2.7, 4.5)
Foreign-born citizen NA NA NA NA NA
Foreign-born non-citizen NA NA NA NA NA
Spanish only language spoken
Spanish is not only language spoken 12.2 14.2 (11.1, 17.8) 2.0 (-1.8, 5.8)
Spanish is only language spoken NA NA NA NA NA
Metropolitan status
Metropolitan area - principal city 15.7 NA NA NA NA
Metropolitan area - balance 11.1 13.4 (9.9, 17.9) 2.3 (-2.6, 7.2)
Not in metropolitan area 12.1 11.0 (7.7, 15.4) -1.2 (-5.9, 3.6)
Not identified 11.2 NA NA NA NA


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.