Underbanked Rates by Year for Missouri

Characteristics 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 20.4 22.3 (19.3, 25.5) 1.8 (-2.7, 6.4)
Family income
Less than $15,000 21.6 NA NA NA NA
$15,000 to $30,000 24.0 24.6 (17.3, 33.7) 0.6 (-10.2, 11.3)
$30,000 to $50,000 23.0 24.4 (18.1, 32.1) 1.5 (-8.2, 11.1)
$50,000 to $75,000 23.6 26.4 (18.8, 35.9) 2.8 (-6.6, 12.2)
At least $75,000 13.3 16.1 (12.0, 21.1) 2.8 (-3.3, 8.8)
Education
No high school diploma NA NA NA NA NA
High school diploma 19.1 23.0 (18.4, 28.4) 3.9 (-2.4, 10.2)
Some college 25.1 30.8 (25.1, 37.2) 5.8 (-1.6, 13.2)
College degree 14.4 14.0 (10.6, 18.2) -0.4 (-6.5, 5.7)
Age group
15 to 24 years NA NA NA NA NA
25 to 34 years 25.9 NA NA NA NA
35 to 44 years 23.7 NA NA NA NA
45 to 54 years 24.5 22.0 (16.4, 28.9) -2.5 (-11.7, 6.7)
55 to 64 years 18.9 26.3 (20.2, 33.4) 7.4 (-2.9, 17.6)
65 years or more 10.7 13.8 (9.7, 19.3) 3.2 (-2.9, 9.2)
Race/Ethnicity
Black NA NA NA NA NA
Hispanic NA NA NA NA NA
Asian NA NA NA NA NA
White 18.0 19.9 (17.4, 22.7) 1.9 (-2.4, 6.2)
Other NA NA NA NA NA
Disability status
Disabled, age 25 to 64 NA NA NA NA NA
Not disabled, age 25 to 64 22.8 21.9 (18.2, 26.2) -0.9 (-6.8, 5.1)
Not applicable (not age 25 to 64) 13.5 19.2 (15.1, 24.0) 5.7* (0.1, 11.2)
Employment status
Employed 22.2 23.8 (20.3, 27.7) 1.6 (-3.5, 6.8)
Unemployed NA NA NA NA NA
Not in labor force 16.4 20.4 (16.4, 25.1) 4.0 (-3.0, 11.0)
Homeownership
Homeowner 16.9 20.6 (16.9, 24.9) 3.7 (-1.4, 8.8)
Non-homeowner 29.3 25.4 (20.1, 31.7) -3.8 (-12.2, 4.5)
Household type
Married couple 16.7 18.4 (15.1, 22.2) 1.7 (-3.1, 6.5)
Unmarried female-headed family NA NA NA NA NA
Unmarried male-headed family NA NA NA NA NA
Female individual 15.8 22.2 (15.0, 31.6) 6.4 (-4.1, 16.9)
Male individual 25.4 24.5 (17.3, 33.5) -0.9 (-11.7, 10.0)
Nativity
U.S.-born 20.1 21.8 (19.2, 24.7) 1.7 (-2.6, 6.0)
Foreign-born citizen NA NA NA NA NA
Foreign-born non-citizen NA NA NA NA NA
Spanish only language spoken
Spanish is not only language spoken 20.5 22.1 (19.3, 25.2) 1.7 (-2.8, 6.1)
Metropolitan status
Metropolitan area - principal city 19.6 22.6 (15.7, 31.4) 3.0 (-7.8, 13.8)
Metropolitan area - balance 19.9 18.5 (14.8, 22.9) -1.4 (-7.3, 4.5)
Not in metropolitan area 22.4 30.7 (26.6, 35.2) 8.4 (-1.5, 18.3)
Not identified 19.9 NA NA NA NA


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.