Underbanked Rates by Year for Montana

Characteristics 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 17.0 13.3 (11.5, 15.5) -3.6 (-8.3, 1.1)
Family income
Less than $15,000 NA 13.6 (9.8, 18.5) NA NA
$15,000 to $30,000 22.5 18.0 (12.9, 24.5) -4.4 (-12.9, 4.0)
$30,000 to $50,000 NA 13.7 (9.5, 19.2) NA NA
$50,000 to $75,000 NA 14.5 (11.0, 18.8) NA NA
At least $75,000 NA 8.5 (5.5, 12.8) NA NA
Education
No high school diploma NA NA NA NA NA
High school diploma 15.4 14.5 (10.9, 18.9) -0.9 (-7.4, 5.6)
Some college 21.8 14.5 (11.5, 18.1) -7.3 (-14.7, 0.1)
College degree 12.8 11.7 (8.9, 15.2) -1.1 (-7.4, 5.3)
Age group
15 to 24 years NA NA NA NA NA
25 to 34 years NA 13.0 (8.3, 19.8) NA NA
35 to 44 years NA 15.9 (10.7, 22.9) NA NA
45 to 54 years NA 19.2 (13.7, 26.2) NA NA
55 to 64 years NA 16.3 (12.2, 21.3) NA NA
65 years or more 11.5 6.8 (4.5, 10.1) -4.7 (-10.4, 1.1)
Race/Ethnicity
Black NA NA NA NA NA
Hispanic NA NA NA NA NA
Asian NA NA NA NA NA
White 15.0 13.0 (11.1, 15.1) -2.0 (-5.9, 1.9)
Other NA NA NA NA NA
Disability status
Disabled, age 25 to 64 NA NA NA NA NA
Not disabled, age 25 to 64 18.1 14.4 (12.1, 17.1) -3.7 (-9.5, 2.1)
Not applicable (not age 25 to 64) 12.4 7.0 (4.8, 10.2) -5.4* (-10.1, -0.7)
Employment status
Employed 18.2 15.0 (12.7, 17.8) -3.2 (-8.2, 1.8)
Unemployed NA NA NA NA NA
Not in labor force 15.2 10.1 (7.5, 13.6) -5.0 (-12.8, 2.8)
Homeownership
Homeowner 12.2 10.6 (8.6, 13.1) -1.6 (-5.5, 2.4)
Non-homeowner 26.0 18.4 (14.0, 23.8) -7.6 (-16.9, 1.6)
Household type
Married couple 13.3 12.6 (10.2, 15.4) -0.8 (-6.5, 5.0)
Unmarried female-headed family NA NA NA NA NA
Unmarried male-headed family NA NA NA NA NA
Female individual NA 10.1 (6.7, 15.0) NA NA
Male individual NA 15.5 (11.8, 20.0) NA NA
Other NA NA NA NA NA
Nativity
U.S.-born 16.9 13.1 (11.2, 15.3) -3.8 (-8.7, 1.1)
Foreign-born citizen NA NA NA NA NA
Foreign-born non-citizen NA NA NA NA NA
Spanish only language spoken
Spanish is not only language spoken 17.0 13.4 (11.5, 15.5) -3.6 (-8.3, 1.1)
Spanish is only language spoken NA NA NA NA NA
Metropolitan status
Not in metropolitan area 19.8 12.6 (10.4, 15.2) -7.2* (-13.2, -1.2)
Not identified 11.2 14.7 (11.6, 18.6) 3.5 (-2.2, 9.3)


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.