Underbanked Rates by Year for New Jersey

Characteristics 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 19.6 15.6 (13.3, 18.3) -4.0* (-7.7, -0.3)
Family income
Less than $15,000 NA NA NA NA NA
$15,000 to $30,000 NA NA NA NA NA
$30,000 to $50,000 16.6 17.6 (12.4, 24.4) 1.0 (-8.1, 10.1)
$50,000 to $75,000 25.1 17.1 (12.2, 23.3) -8.0 (-16.7, 0.7)
At least $75,000 18.8 12.7 (10.0, 16.0) -6.1* (-10.6, -1.6)
Education
No high school diploma NA NA NA NA NA
High school diploma 16.3 17.8 (12.8, 24.2) 1.5 (-5.8, 8.8)
Some college 25.2 14.3 (10.3, 19.6) -10.9* (-18.8, -3.0)
College degree 16.6 13.9 (11.0, 17.4) -2.7 (-7.5, 2.0)
Age group
15 to 24 years NA NA NA NA NA
25 to 34 years NA NA NA NA NA
35 to 44 years 24.6 14.8 (10.3, 20.9) -9.8* (-18.7, -0.8)
45 to 54 years 23.1 15.8 (10.4, 23.3) -7.3 (-14.9, 0.4)
55 to 64 years 17.0 16.0 (11.3, 22.0) -1.0 (-8.9, 6.9)
65 years or more 15.2 10.8 (7.5, 15.3) -4.4 (-10.2, 1.4)
Race/Ethnicity
Black NA NA NA NA NA
Hispanic 29.6 18.9 (12.8, 26.9) -10.6 (-21.5, 0.2)
Asian NA NA NA NA NA
White 12.2 12.1 (9.8, 14.9) -0.1 (-3.7, 3.5)
Other NA NA NA NA NA
Disability status
Disabled, age 25 to 64 NA NA NA NA NA
Not disabled, age 25 to 64 21.4 16.3 (13.4, 19.8) -5.0* (-9.8, -0.3)
Not applicable (not age 25 to 64) 15.2 13.1 (9.3, 18.2) -2.1 (-8.2, 4.0)
Employment status
Employed 21.4 17.7 (14.6, 21.2) -3.8 (-8.4, 0.9)
Unemployed NA NA NA NA NA
Not in labor force 15.3 10.6 (7.6, 14.7) -4.7 (-9.9, 0.6)
Homeownership
Homeowner 16.0 13.0 (10.6, 15.7) -3.1 (-6.7, 0.5)
Non-homeowner 26.1 20.2 (15.6, 25.6) -5.9 (-13.1, 1.3)
Household type
Married couple 17.7 15.7 (12.7, 19.3) -2.0 (-6.7, 2.7)
Unmarried female-headed family 23.1 NA NA NA NA
Unmarried male-headed family NA NA NA NA NA
Female individual 12.7 12.5 (8.2, 18.6) -0.1 (-7.6, 7.3)
Male individual 25.7 13.6 (9.2, 19.5) -12.1* (-20.4, -3.8)
Nativity
U.S.-born 15.3 13.6 (11.1, 16.4) -1.7 (-5.7, 2.2)
Foreign-born citizen 32.0 17.9 (12.3, 25.4) -14.1* (-23.6, -4.6)
Foreign-born non-citizen NA NA NA NA NA
Spanish only language spoken
Spanish is not only language spoken 19.7 15.1 (12.9, 17.7) -4.5* (-8.1, -1.0)
Spanish is only language spoken NA NA NA NA NA
Metropolitan status
Metropolitan area - principal city NA NA NA NA NA
Metropolitan area - balance 16.9 14.3 (11.9, 17.1) -2.5 (-6.4, 1.3)
Not identified 27.0 NA NA NA NA


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.