Underbanked Rates by Year for North Carolina

Characteristics 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 21.5 20.6 (18.2, 23.1) -0.9 (-4.9, 3.1)
Family income
Less than $15,000 22.0 23.2 (16.1, 32.3) 1.2 (-9.4, 11.9)
$15,000 to $30,000 24.3 24.0 (18.5, 30.6) -0.3 (-7.3, 6.8)
$30,000 to $50,000 21.9 22.7 (17.2, 29.2) 0.7 (-8.4, 9.8)
$50,000 to $75,000 20.4 20.6 (16.0, 26.0) 0.2 (-7.5, 7.9)
At least $75,000 18.8 14.5 (10.9, 19.0) -4.3 (-10.9, 2.3)
Education
No high school diploma 24.7 NA NA NA NA
High school diploma 20.3 22.8 (17.9, 28.5) 2.5 (-4.6, 9.6)
Some college 25.9 25.8 (21.2, 31.0) -0.2 (-6.9, 6.6)
College degree 16.3 12.9 (9.5, 17.1) -3.4 (-8.9, 2.2)
Age group
15 to 24 years NA NA NA NA NA
25 to 34 years 28.8 28.8 (21.7, 37.2) 0.0 (-10.5, 10.6)
35 to 44 years 28.4 27.0 (20.1, 35.3) -1.4 (-10.5, 7.7)
45 to 54 years 21.3 19.0 (14.0, 25.4) -2.3 (-9.8, 5.3)
55 to 64 years 18.5 19.6 (14.3, 26.1) 1.1 (-7.2, 9.4)
65 years or more 12.3 11.5 (7.8, 16.6) -0.8 (-6.8, 5.1)
Race/Ethnicity
Black 29.2 31.7 (25.9, 38.1) 2.5 (-6.2, 11.2)
Hispanic NA NA NA NA NA
Asian NA NA NA NA NA
White 18.2 15.2 (13.1, 17.6) -3.0 (-6.9, 0.9)
Other NA NA NA NA NA
Disability status
Disabled, age 25 to 64 NA NA NA NA NA
Not disabled, age 25 to 64 24.2 23.2 (20.1, 26.7) -0.9 (-5.8, 4.0)
Not applicable (not age 25 to 64) 15.6 14.7 (10.7, 19.8) -0.9 (-7.3, 5.5)
Employment status
Employed 23.4 23.5 (20.2, 27.3) 0.2 (-4.8, 5.1)
Unemployed NA NA NA NA NA
Not in labor force 17.8 14.8 (11.7, 18.7) -3.0 (-8.3, 2.3)
Homeownership
Homeowner 18.8 17.3 (15.0, 19.8) -1.6 (-5.8, 2.6)
Non-homeowner 26.4 26.9 (22.4, 31.9) 0.5 (-6.4, 7.5)
Household type
Married couple 20.9 19.3 (15.8, 23.3) -1.6 (-7.0, 3.8)
Unmarried female-headed family 32.3 NA NA NA NA
Unmarried male-headed family NA NA NA NA NA
Female individual 17.4 19.3 (14.5, 25.2) 1.9 (-6.2, 10.0)
Male individual 17.0 12.5 (8.3, 18.5) -4.4 (-11.4, 2.5)
Nativity
U.S.-born 21.7 19.0 (16.7, 21.6) -2.7 (-6.6, 1.3)
Foreign-born citizen NA NA NA NA NA
Foreign-born non-citizen NA NA NA NA NA
Spanish only language spoken
Spanish is not only language spoken 21.1 19.9 (17.6, 22.5) -1.2 (-5.2, 2.8)
Spanish is only language spoken NA NA NA NA NA
Metropolitan status
Metropolitan area - principal city 23.0 24.7 (19.1, 31.3) 1.7 (-5.7, 9.2)
Metropolitan area - balance 19.2 19.5 (15.2, 24.6) 0.2 (-6.8, 7.3)
Not in metropolitan area 23.1 21.4 (16.4, 27.6) -1.6 (-11.2, 7.9)
Not identified 18.7 16.1 (12.4, 20.6) -2.6 (-10.5, 5.2)


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.