Underbanked Rates by Year for North Dakota

Characteristics 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 20.0 20.8 (16.1, 26.3) 0.8 (-5.0, 6.5)
Family income
Less than $15,000 NA NA NA NA NA
$15,000 to $30,000 NA NA NA NA NA
$30,000 to $50,000 21.6 22.9 (12.5, 38.1) 1.3 (-12.2, 14.8)
$50,000 to $75,000 17.3 18.3 (11.8, 27.2) 0.9 (-8.8, 10.6)
At least $75,000 16.2 18.8 (13.9, 25.1) 2.6 (-4.7, 9.9)
Education
No high school diploma NA NA NA NA NA
High school diploma 25.3 22.4 (15.0, 32.1) -2.9 (-12.8, 6.9)
Some college 22.7 25.5 (18.7, 33.8) 2.8 (-5.9, 11.5)
College degree 11.4 12.9 (8.9, 18.3) 1.5 (-4.3, 7.3)
Age group
15 to 24 years NA NA NA NA NA
25 to 34 years NA 21.0 (12.7, 32.7) NA NA
35 to 44 years NA NA NA NA NA
45 to 54 years NA NA NA NA NA
55 to 64 years 24.7 NA NA NA NA
65 years or more 10.9 11.8 (7.1, 18.9) 0.9 (-8.5, 10.2)
Race/Ethnicity
Black NA NA NA NA NA
Hispanic NA NA NA NA NA
Asian NA NA NA NA NA
White 17.2 19.3 (14.1, 25.8) 2.1 (-4.2, 8.4)
Other NA NA NA NA NA
Disability status
Disabled, age 25 to 64 NA NA NA NA NA
Not disabled, age 25 to 64 21.3 21.2 (15.4, 28.6) -0.1 (-7.3, 7.1)
Not applicable (not age 25 to 64) 16.2 18.5 (13.6, 24.8) 2.4 (-6.3, 11.1)
Employment status
Employed 22.5 24.8 (19.7, 30.9) 2.4 (-3.9, 8.7)
Unemployed NA NA NA NA NA
Not in labor force 14.6 12.4 (7.6, 19.4) -2.3 (-9.2, 4.7)
Homeownership
Homeowner 15.3 17.3 (12.2, 24.0) 2.0 (-4.7, 8.8)
Non-homeowner 30.2 26.9 (21.4, 33.1) -3.3 (-11.3, 4.7)
Household type
Married couple 14.0 16.7 (10.6, 25.2) 2.7 (-5.0, 10.4)
Unmarried female-headed family NA NA NA NA NA
Unmarried male-headed family NA NA NA NA NA
Female individual 21.6 15.1 (10.1, 22.1) -6.4 (-16.6, 3.7)
Male individual 19.0 29.3 (24.0, 35.3) 10.4* (1.9, 18.9)
Other NA NA NA NA NA
Nativity
U.S.-born 19.5 21.0 (16.3, 26.6) 1.4 (-4.3, 7.2)
Foreign-born citizen NA NA NA NA NA
Foreign-born non-citizen NA NA NA NA NA
Spanish only language spoken
Spanish is not only language spoken 20.0 20.8 (16.1, 26.3) 0.8 (-5.0, 6.5)
Metropolitan status
Not in metropolitan area 22.2 22.5 (14.4, 33.3) 0.3 (-9.7, 10.3)
Not identified 17.9 19.1 (15.3, 23.6) 1.2 (-4.2, 6.6)


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.