Underbanked Rates by Year for Ohio

Characteristics 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 20.0 17.5 (15.6, 19.7) -2.4 (-5.2, 0.4)
Family income
Less than $15,000 22.0 22.5 (17.5, 28.3) 0.4 (-7.0, 7.9)
$15,000 to $30,000 26.0 17.4 (13.3, 22.4) -8.6* (-15.2, -2.0)
$30,000 to $50,000 21.9 20.6 (16.8, 25.0) -1.3 (-7.8, 5.3)
$50,000 to $75,000 18.5 18.4 (14.3, 23.3) -0.2 (-6.8, 6.4)
At least $75,000 12.4 11.4 (8.4, 15.2) -1.0 (-5.3, 3.4)
Education
No high school diploma 21.0 NA NA NA NA
High school diploma 20.6 20.9 (17.5, 24.7) 0.3 (-4.7, 5.2)
Some college 22.7 18.3 (14.7, 22.7) -4.4 (-9.8, 1.0)
College degree 15.7 12.5 (9.7, 16.0) -3.2 (-7.8, 1.4)
Age group
15 to 24 years NA NA NA NA NA
25 to 34 years 28.5 24.9 (19.3, 31.5) -3.6 (-12.3, 5.1)
35 to 44 years 23.9 21.2 (16.3, 27.1) -2.7 (-10.7, 5.2)
45 to 54 years 17.7 19.1 (14.9, 24.3) 1.4 (-5.0, 7.8)
55 to 64 years 19.2 15.7 (11.9, 20.5) -3.4 (-8.6, 1.7)
65 years or more 14.5 9.7 (7.4, 12.6) -4.8 (-9.5, 0.0)
Race/Ethnicity
Black 28.9 28.6 (22.0, 36.4) -0.2 (-10.0, 9.6)
Hispanic NA NA NA NA NA
Asian NA NA NA NA NA
White 18.2 15.5 (13.6, 17.8) -2.7 (-5.7, 0.4)
Other NA NA NA NA NA
Disability status
Disabled, age 25 to 64 23.6 22.2 (16.2, 29.8) -1.4 (-9.9, 7.1)
Not disabled, age 25 to 64 21.3 19.6 (16.9, 22.6) -1.7 (-5.8, 2.3)
Not applicable (not age 25 to 64) 15.5 12.1 (9.6, 15.2) -3.4 (-8.2, 1.4)
Employment status
Employed 21.9 19.1 (16.6, 22.0) -2.7 (-6.6, 1.1)
Unemployed NA NA NA NA NA
Not in labor force 17.6 14.6 (11.9, 17.7) -3.0 (-7.6, 1.6)
Homeownership
Homeowner 13.7 12.6 (10.5, 15.1) -1.1 (-4.5, 2.2)
Non-homeowner 32.0 26.9 (23.0, 31.3) -5.0 (-10.8, 0.7)
Household type
Married couple 15.9 16.4 (13.9, 19.3) 0.6 (-3.3, 4.5)
Unmarried female-headed family 31.0 24.6 (19.5, 30.4) -6.4 (-15.7, 2.9)
Unmarried male-headed family NA NA NA NA NA
Female individual 20.4 13.3 (10.2, 17.3) -7.1* (-13.5, -0.7)
Male individual 20.4 20.5 (15.3, 26.8) 0.1 (-7.7, 7.9)
Nativity
U.S.-born 19.8 17.0 (15.0, 19.2) -2.8 (-5.7, 0.1)
Foreign-born citizen NA NA NA NA NA
Foreign-born non-citizen NA NA NA NA NA
Spanish only language spoken
Spanish is not only language spoken 20.0 17.6 (15.7, 19.7) -2.4 (-5.2, 0.4)
Spanish is only language spoken NA NA NA NA NA
Metropolitan status
Metropolitan area - principal city 25.2 30.9 (25.8, 36.6) 5.7 (-1.0, 12.4)
Metropolitan area - balance 17.9 12.4 (10.1, 15.0) -5.6* (-9.1, -2.0)
Not in metropolitan area 17.4 17.9 (13.5, 23.5) 0.6 (-6.3, 7.4)
Not identified NA NA NA NA NA


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.