Underbanked Rates by Year for Pennsylvania

Characteristics 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 22.2 18.8 (16.6, 21.3) -3.4* (-6.4, -0.4)
Family income
Less than $15,000 26.3 27.0 (19.8, 35.7) 0.7 (-8.3, 9.8)
$15,000 to $30,000 23.9 15.5 (11.1, 21.3) -8.4* (-15.7, -1.1)
$30,000 to $50,000 23.2 22.0 (16.7, 28.5) -1.2 (-8.3, 5.9)
$50,000 to $75,000 23.8 17.9 (13.7, 23.1) -5.8 (-11.7, 0.0)
At least $75,000 17.2 16.4 (13.0, 20.5) -0.8 (-5.3, 3.7)
Education
No high school diploma 23.8 NA NA NA NA
High school diploma 22.9 20.3 (17.0, 24.2) -2.5 (-7.2, 2.2)
Some college 24.3 19.7 (15.2, 25.2) -4.6 (-11.3, 2.1)
College degree 19.2 16.0 (12.5, 20.3) -3.2 (-8.0, 1.6)
Age group
15 to 24 years NA NA NA NA NA
25 to 34 years 29.5 27.2 (20.9, 34.6) -2.4 (-10.8, 6.1)
35 to 44 years 30.2 23.9 (17.6, 31.4) -6.3 (-15.5, 2.8)
45 to 54 years 26.6 16.6 (12.2, 22.2) -10.0* (-16.9, -3.0)
55 to 64 years 18.2 17.7 (14.0, 22.2) -0.5 (-6.1, 5.1)
65 years or more 9.6 10.5 (7.8, 13.9) 0.8 (-3.2, 4.8)
Race/Ethnicity
Black 33.0 NA NA NA NA
Hispanic NA NA NA NA NA
Asian NA NA NA NA NA
White 19.9 15.8 (13.8, 18.1) -4.0* (-7.1, -1.0)
Other NA NA NA NA NA
Disability status
Disabled, age 25 to 64 41.1 NA NA NA NA
Not disabled, age 25 to 64 23.3 19.5 (16.6, 22.6) -3.9* (-7.5, -0.2)
Not applicable (not age 25 to 64) 13.5 14.4 (10.8, 18.9) 0.9 (-3.8, 5.6)
Employment status
Employed 25.1 20.2 (17.4, 23.2) -4.9* (-9.0, -0.9)
Unemployed NA NA NA NA NA
Not in labor force 17.0 16.4 (12.9, 20.5) -0.7 (-5.5, 4.2)
Homeownership
Homeowner 17.1 15.8 (13.4, 18.6) -1.3 (-4.3, 1.7)
Non-homeowner 34.2 25.9 (21.6, 30.7) -8.3* (-14.6, -2.0)
Household type
Married couple 19.7 17.6 (14.5, 21.1) -2.1 (-6.1, 1.8)
Unmarried female-headed family 29.8 19.0 (13.8, 25.5) -10.8* (-19.3, -2.4)
Unmarried male-headed family NA NA NA NA NA
Female individual 21.3 15.2 (10.9, 20.8) -6.1 (-12.5, 0.4)
Male individual 23.2 23.4 (18.1, 29.8) 0.2 (-7.4, 7.9)
Nativity
U.S.-born 21.9 18.4 (16.0, 21.0) -3.6* (-6.6, -0.5)
Foreign-born citizen NA NA NA NA NA
Foreign-born non-citizen NA NA NA NA NA
Spanish only language spoken
Spanish is not only language spoken 22.1 18.7 (16.5, 21.2) -3.4* (-6.4, -0.4)
Spanish is only language spoken NA NA NA NA NA
Metropolitan status
Metropolitan area - principal city 30.6 23.2 (18.0, 29.3) -7.4 (-15.6, 0.7)
Metropolitan area - balance 20.7 17.6 (14.7, 21.1) -3.0 (-7.4, 1.4)
Not in metropolitan area 19.0 NA NA NA NA
Not identified 20.9 15.4 (11.7, 20.1) -5.5 (-11.5, 0.5)


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.