Underbanked Rates by Year for Tennessee

Characteristics 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 18.7 19.2 (16.7, 21.9) 0.5 (-2.9, 3.9)
Family income
Less than $15,000 21.8 21.4 (16.5, 27.4) -0.4 (-7.8, 7.0)
$15,000 to $30,000 24.6 24.4 (19.3, 30.3) -0.2 (-9.8, 9.4)
$30,000 to $50,000 21.2 21.3 (16.3, 27.3) 0.1 (-7.7, 7.8)
$50,000 to $75,000 NA 14.5 (9.8, 21.1) NA NA
At least $75,000 11.4 13.9 (8.8, 21.2) 2.5 (-5.9, 10.9)
Education
No high school diploma NA NA NA NA NA
High school diploma 20.3 22.3 (17.9, 27.3) 1.9 (-4.4, 8.3)
Some college 23.8 20.2 (15.8, 25.5) -3.5 (-11.6, 4.5)
College degree 9.6 15.2 (10.3, 21.7) 5.6 (-1.6, 12.7)
Age group
15 to 24 years NA NA NA NA NA
25 to 34 years NA NA NA NA NA
35 to 44 years NA 20.9 (14.2, 29.7) NA NA
45 to 54 years 23.3 15.7 (10.5, 22.9) -7.6 (-17.1, 2.0)
55 to 64 years 14.1 20.5 (15.6, 26.6) 6.5 (-1.4, 14.4)
65 years or more 9.6 10.6 (8.0, 13.9) 1.0 (-4.8, 6.7)
Race/Ethnicity
Black NA NA NA NA NA
Hispanic NA NA NA NA NA
Asian NA NA NA NA NA
White 15.2 16.5 (14.3, 19.1) 1.3 (-2.2, 4.8)
Other NA NA NA NA NA
Disability status
Disabled, age 25 to 64 NA NA NA NA NA
Not disabled, age 25 to 64 19.0 19.5 (15.9, 23.8) 0.5 (-5.0, 6.0)
Not applicable (not age 25 to 64) 16.0 15.2 (12.1, 18.9) -0.8 (-7.0, 5.3)
Employment status
Employed 20.3 23.2 (19.7, 27.1) 2.9 (-2.4, 8.2)
Unemployed NA NA NA NA NA
Not in labor force 14.6 14.6 (11.4, 18.5) 0.0 (-5.5, 5.5)
Homeownership
Homeowner 14.6 14.2 (11.2, 17.9) -0.4 (-4.8, 4.1)
Non-homeowner 26.5 28.5 (23.8, 33.8) 2.0 (-5.5, 9.5)
Household type
Married couple 16.0 18.3 (14.3, 23.2) 2.3 (-3.4, 8.0)
Unmarried female-headed family NA NA NA NA NA
Unmarried male-headed family NA NA NA NA NA
Female individual 13.7 18.9 (13.8, 25.3) 5.2 (-2.0, 12.4)
Male individual 17.0 15.7 (11.4, 21.3) -1.3 (-8.7, 6.2)
Other NA NA NA NA NA
Nativity
U.S.-born 18.3 18.5 (16.2, 21.0) 0.2 (-3.1, 3.5)
Foreign-born citizen NA NA NA NA NA
Foreign-born non-citizen NA NA NA NA NA
Spanish only language spoken
Spanish is not only language spoken 18.8 19.2 (16.8, 21.9) 0.4 (-3.0, 3.8)
Spanish is only language spoken NA NA NA NA NA
Metropolitan status
Metropolitan area - principal city 22.4 18.8 (14.2, 24.5) -3.6 (-11.2, 4.0)
Metropolitan area - balance 16.4 15.2 (11.9, 19.4) -1.2 (-7.8, 5.5)
Not in metropolitan area 18.5 26.0 (21.0, 31.7) 7.5 (-0.2, 15.2)
Not identified 17.0 19.9 (16.4, 24.0) 3.0 (-5.0, 10.9)


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.