Underbanked Rates by Year for Vermont

Characteristics 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 16.2 12.8 (10.7, 15.3) -3.3* (-6.6, -0.1)
Family income
Less than $15,000 NA NA NA NA NA
$15,000 to $30,000 19.5 NA NA NA NA
$30,000 to $50,000 16.2 18.0 (12.8, 24.6) 1.7 (-5.8, 9.2)
$50,000 to $75,000 12.9 8.4 (5.2, 13.1) -4.5 (-11.1, 2.0)
At least $75,000 14.6 9.6 (6.5, 13.9) -5.1 (-10.9, 0.8)
Education
No high school diploma NA NA NA NA NA
High school diploma 13.6 12.7 (8.8, 18.1) -0.8 (-7.5, 5.8)
Some college 18.9 15.3 (10.8, 21.2) -3.6 (-10.8, 3.7)
College degree 14.4 9.8 (7.0, 13.6) -4.5 (-9.3, 0.2)
Age group
15 to 24 years NA NA NA NA NA
25 to 34 years NA NA NA NA NA
35 to 44 years NA NA NA NA NA
45 to 54 years 20.3 15.9 (10.7, 22.9) -4.4 (-13.1, 4.2)
55 to 64 years 12.1 10.6 (6.8, 16.2) -1.4 (-7.7, 4.9)
65 years or more 10.7 8.9 (5.8, 13.4) -1.9 (-7.5, 3.8)
Race/Ethnicity
Black NA NA NA NA NA
Hispanic NA NA NA NA NA
Asian NA NA NA NA NA
White 16.1 11.3 (9.3, 13.7) -4.9* (-8.1, -1.6)
Other NA NA NA NA NA
Disability status
Disabled, age 25 to 64 NA NA NA NA NA
Not disabled, age 25 to 64 16.1 14.0 (11.2, 17.4) -2.2 (-6.4, 2.1)
Not applicable (not age 25 to 64) 13.0 9.5 (6.4, 13.9) -3.5 (-9.3, 2.3)
Employment status
Employed 16.6 14.6 (11.6, 18.2) -2.1 (-6.5, 2.3)
Unemployed NA NA NA NA NA
Not in labor force 15.8 9.5 (6.9, 13.0) -6.3* (-11.7, -1.0)
Homeownership
Homeowner 13.4 8.7 (6.6, 11.2) -4.8* (-8.3, -1.2)
Non-homeowner 22.6 25.1 (19.5, 31.7) 2.4 (-5.6, 10.5)
Household type
Married couple 16.5 11.8 (8.9, 15.4) -4.7 (-9.9, 0.5)
Unmarried female-headed family NA NA NA NA NA
Unmarried male-headed family NA NA NA NA NA
Female individual 11.6 11.0 (7.3, 16.2) -0.6 (-6.7, 5.4)
Male individual NA NA NA NA NA
Nativity
U.S.-born 16.2 12.2 (10.0, 14.7) -4.0* (-7.4, -0.7)
Foreign-born citizen NA NA NA NA NA
Foreign-born non-citizen NA NA NA NA NA
Spanish only language spoken
Spanish is not only language spoken 16.2 12.9 (10.7, 15.4) -3.3* (-6.6, 0.0)
Spanish is only language spoken NA NA NA NA NA
Metropolitan status
Not in metropolitan area 15.7 13.6 (11.0, 16.8) -2.1 (-6.1, 2.0)
Not identified 17.3 11.2 (8.0, 15.6) -6.0* (-11.5, -0.6)


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.