Underbanked Rates by Year for Virginia

Characteristics 2013 (Percent) 2015 (Percent) 90% Confidence Interval, 2015 Difference (2015-2013) 90% Confidence Interval, Difference
All 19.5 19.7 (16.9, 22.7) 0.2 (-3.7, 4.0)
Family income
Less than $15,000 NA NA NA NA NA
$15,000 to $30,000 33.9 24.2 (17.9, 31.9) -9.7 (-20.8, 1.4)
$30,000 to $50,000 24.2 25.8 (19.0, 34.1) 1.6 (-8.0, 11.3)
$50,000 to $75,000 13.5 22.1 (16.7, 28.6) 8.5* (0.7, 16.3)
At least $75,000 14.6 14.8 (11.6, 18.8) 0.3 (-4.5, 5.0)
Education
No high school diploma NA NA NA NA NA
High school diploma 23.5 17.2 (11.7, 24.5) -6.3 (-14.5, 1.8)
Some college 22.4 26.9 (21.5, 33.1) 4.5 (-3.8, 12.8)
College degree 16.9 16.7 (13.1, 21.0) -0.2 (-5.0, 4.6)
Age group
15 to 24 years NA NA NA NA NA
25 to 34 years 23.0 NA NA NA NA
35 to 44 years 22.1 26.7 (20.0, 34.5) 4.6 (-4.2, 13.4)
45 to 54 years 20.7 23.4 (18.1, 29.6) 2.7 (-5.2, 10.5)
55 to 64 years 17.0 13.5 (8.7, 20.4) -3.5 (-11.7, 4.7)
65 years or more 11.5 13.0 (8.6, 19.2) 1.5 (-5.1, 8.2)
Race/Ethnicity
Black 29.9 25.4 (18.9, 33.4) -4.4 (-13.9, 5.0)
Hispanic NA NA NA NA NA
Asian NA NA NA NA NA
White 16.1 15.7 (13.2, 18.7) -0.4 (-4.1, 3.4)
Other NA NA NA NA NA
Disability status
Disabled, age 25 to 64 NA NA NA NA NA
Not disabled, age 25 to 64 18.9 19.8 (16.5, 23.4) 0.9 (-3.7, 5.5)
Not applicable (not age 25 to 64) 16.2 15.1 (10.3, 21.4) -1.1 (-8.0, 5.7)
Employment status
Employed 19.8 21.1 (18.0, 24.5) 1.2 (-3.5, 5.9)
Unemployed NA NA NA NA NA
Not in labor force 15.7 16.4 (11.5, 22.8) 0.7 (-5.9, 7.3)
Homeownership
Homeowner 12.5 16.6 (13.8, 20.0) 4.2* (0.3, 8.0)
Non-homeowner 33.9 25.9 (21.2, 31.2) -8.0* (-15.2, -0.8)
Household type
Married couple 16.4 17.5 (14.5, 20.9) 1.0 (-3.4, 5.5)
Unmarried female-headed family NA NA NA NA NA
Unmarried male-headed family NA NA NA NA NA
Female individual 16.8 17.1 (12.1, 23.8) 0.4 (-7.2, 8.0)
Male individual 23.8 NA NA NA NA
Other NA NA NA NA NA
Nativity
U.S.-born 19.9 18.5 (15.5, 21.9) -1.4 (-5.6, 2.8)
Foreign-born citizen NA NA NA NA NA
Foreign-born non-citizen NA NA NA NA NA
Spanish only language spoken
Spanish is not only language spoken 19.6 19.6 (16.8, 22.7) 0.0 (-3.8, 3.9)
Spanish is only language spoken NA NA NA NA NA
Metropolitan status
Metropolitan area - principal city 26.0 23.7 (17.8, 30.8) -2.3 (-11.4, 6.9)
Metropolitan area - balance 17.1 18.2 (14.4, 22.6) 1.1 (-4.0, 6.1)
Not in metropolitan area 15.6 25.3 (18.8, 33.1) 9.7 (-1.3, 20.6)
Not identified 21.3 14.1 (10.8, 18.2) -7.2* (-12.5, -1.9)


~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.
* indicates differences that are statistically significant at the 10% level.
NA indicates that the sample size is too small to produce a precise estimate.

- indicates an estimate of zero. The population proportion may be slightly greater than zero.

Estimates do not always reconcile to totals because of rounding.