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~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.

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How America Banks:
Household Use of Banking and Financial Services
2019 FDIC Survey

The FDIC Survey of Household Use of Banking and Financial Services supports the FDIC’s mission of maintaining public confidence in the U.S. financial system. Conducted biennially since 2009 partly in response to a statutory mandate, the survey is administered in partnership with the U.S. Census Bureau and collects information on bank account ownership, use of prepaid cards and nonbank financial transaction services, and use of bank and nonbank credit by U.S. households.

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Explore the full data set for the FDIC Survey of Household Use of Banking and Financial Services. Create custom tables and charts based on year, geography, topic, and other variable filters.

Five-Year Estimates